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Companies / Financials / Primerica, Inc.
PRI

Primerica, Inc.

FinancialsLife Insurance
Ticker PRIDULUTH, GAFiscal year ends DecemberBook value per share $80.14Diluted shares 31.5M

Primerica, Inc. (NYSE: PRI) provides financial products and services to middle-income households in the United States and Canada. Its independent representatives sell term life insurance, which Primerica underwrites, and distribute mutual funds, annuities, managed investments and other financial products, primarily… From the company’s description.

In fiscal 2025, Primerica, Inc. reported revenue of $3.29B, up 6.6% from fiscal 2024, and net income of $751.23M. Its operating margin was 30.4%, and operations generated $901.18M in cash. Over the twelve months to Jun 30, 2026, revenue was $3.43B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$3.29BFY2025
+6.6% year over year
Last 12 mo $3.43B
30.36%FY2025
−0.8 percentage points
Last 12 mo 30.50%
$751.23MFY2025
+59.7% year over year
Last 12 mo $796.21M
30.71%FY2025
+9.9 percentage points
Last 12 mo 31.56%
Cash & financing
$901.18MFY2025
+4.5% year over year
Last 12 mo $891.75M
$875.13MFY2025
+5.1% year over year
Last 12 mo $842.16M
0.72FY2025
Was 0.84× a year earlier
Last 12 mo 0.66
32.7MFY2025
−4.4% year over year
Last 12 mo 31.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Primerica, Inc. does

In the company’s own words

Primerica, Inc. (NYSE: PRI) provides financial products and services to middle-income households in the United States and Canada. Its independent representatives sell term life insurance, which Primerica underwrites, and distribute mutual funds, annuities, managed investments and other financial products, primarily for third parties. The company also offers mortgage brokerage or referral services, prepaid legal subscriptions and debt-resolution guidance. Its three reportable segments are Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. Primerica reaches customers through a network of independent, licensed representatives who meet with clients in person or remotely and use a financial-needs analysis tool to discuss protection, savings and debt. At December 31, 2025, the company had 151,524 life insurance-licensed representatives, insured more than 5.5 million people and had approximately 3.1 million client investment accounts. Its representatives managed about 6,000 field offices across 3,200 locations. The company was established as a holding company in 2009, and its businesses transferred from Citigroup in 2010 in connection with its initial public offering.

Company details
Sector
Financials
Industry (SIC)
Life Insurance
Headquarters
DULUTH, GA
Fiscal year end
December
CIK
1475922
SIC
6311

Financial performance, year by year

Fiscal 2013–2025 · USD
$-343.13M$686.26M$1.72B$2.75B$3.77B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Primerica, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

390
funds hold it
1 of 35
superinvestors hold it
$3.87B
held by funds, at market
44.7%
of shares held by funds
1
bond issues held by funds

Superinvestors in Primerica, Inc. · what they did last quarter

Glenn GreenbergDECREASED -1.5%
Brave Warrior Advisors
5.4%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · Primerica, Inc.’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.24%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.11%of fund net assets
Fidelity Low-Priced Stock Fund
FLPSX · Fidelity Puritan Trust
—of fund net assets
VANGUARD SMALL-CAP VALUE INDEX FUND
VBR · VANGUARD INDEX FUNDS
0.19%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Primerica, Inc.’s bonds, as funds hold them

Funds report holding 1 issues of Primerica, Inc.’s debt, $96.32M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 2.80%, maturing 2031 to 2031.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Primerica, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Primerica, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Primerica, Inc.'s last four quarterly filings that the numbers alone won't show?”
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