Provident Financial Holdings, Inc.
Provident Financial Holdings, Inc. operates as a bank holding company headquartered in Riverside, California, with its principal subsidiary being Provident Savings Bank, F.S.B., a federally chartered stock savings bank founded in 1956. The company maintains a website at www.myprovident.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Provident Financial Holdings, Inc. does
In the company’s own words
Provident Financial Holdings, Inc. operates as a bank holding company headquartered in Riverside, California, with its principal subsidiary being Provident Savings Bank, F.S.B., a federally chartered stock savings bank founded in 1956. The company maintains a website at www.myprovident.com.
The Bank serves consumers and small to mid-sized businesses throughout the Inland Empire region of Southern California, operating 13 full-service banking offices as of June 30, 2026, with 12 locations in Riverside County and one in San Bernardino County. As the largest independent community bank headquartered in Riverside County, Provident holds the 11th largest deposit market share among all banks in the county and the second largest share among community banks.
Provident's core business centers on community banking, including deposit-taking and lending activities. The company's loan portfolio totaled $1.03 billion at June 30, 2026, representing 85 percent of consolidated total assets of $1.21 billion. The lending portfolio comprises single-family mortgage loans (55 percent), multi-family loans (38 percent), and commercial real estate loans (6 percent), with the company emphasizing diversification across these categories. The Bank originates loans for investment rather than for sale, with limited wholesale loan origination activity. Investment securities totaled $90.5 million, primarily consisting of government-sponsored enterprise obligations.
Provident's deposit base reached $910.4 million at June 30, 2026, with stockholders' equity of $126.2 million. The company operates as a single reportable segment, with management evaluating financial performance on a corporation-wide basis. Through its subsidiary Provident Financial Corp, the Bank provides trustee services for real estate transactions and has historically held real estate for investment.
The company maintains a Charitable Foundation established in 2006 to support youth, education, housing, and the arts in Riverside and San Bernardino counties. Provident is regulated by the Federal Reserve as the holding company, while the Bank is regulated by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation, with deposits federally insured up to applicable limits.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- RIVERSIDE, CA
- Fiscal year end
- June
- CIK
- 1010470
- SIC
- 6035
Financial performance, year by year
Fiscal 2012–2026 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Provident Financial Holdings, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Provident Financial Holdings, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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