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Companies / Financials / Provident Financial Services, Inc.
PFS

Provident Financial Services, Inc.

FinancialsBanks & Brokers
Ticker PFSJERSEY CITY, NJFiscal year ends DecemberBook value per share $21.96Diluted shares 130.5M

Provident Financial Services, Inc. (NYSE: PFS) is a bank holding company whose principal subsidiary, Provident Bank, provides banking, lending, fiduciary, wealth management and insurance brokerage services to individuals, families and businesses. The Bank attracts deposits and uses them to make commercial real estate,… From the company’s description.

Over the twelve months to Sep 30, 2026, Provident Financial Services, Inc. reported revenue of $924.11M, up 8.6% from a year earlier, and net income of $310.15M. Its pre-tax margin was 45.6%. In fiscal 2025, it reported revenue of $870.40M, up 25.3% from fiscal 2024, and net income of $291.16M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$870.40MFY2025
+25.3% year over year
Last 12 mo $924.11M
46.89%FY2025
+25.4 percentage points
Last 12 mo 45.57%
$291.16MFY2025
+152.0% year over year
Last 12 mo $310.15M
10.28%FY2025
+5.8 percentage points
Last 12 mo 10.83%
Cash & financing
$442.26MFY2025
+3.7% year over year
Last 12 mo $328.62M
$430.73MFY2025
+1.3% year over year
Last 12 mo $301.53M
7.71FY2025
Was 8.11× a year earlier
Last 12 mo 7.92
130.5MFY2025
+19.0% year over year
Last 12 mo 130.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Provident Financial Services, Inc. does

In the company’s own words

Provident Financial Services, Inc. (NYSE: PFS) is a bank holding company whose principal subsidiary, Provident Bank, provides banking, lending, fiduciary, wealth management and insurance brokerage services to individuals, families and businesses. The Bank attracts deposits and uses them to make commercial real estate, multifamily, construction, commercial business, residential mortgage and consumer loans, and invests in mortgage-backed securities and other permissible investments. Its services also include wealth management through Beacon Trust Company and insurance brokerage through Provident Protection Plus, Inc. The Bank operates across New Jersey, eastern Pennsylvania and New York, with 141 full-service banking offices as of December 31, 2025. The company completed its merger with Lakeland Bancorp in 2024, adding assets, loans, deposits and banking offices to its business. Provident Financial Services became the Bank’s holding company in 2003; the Bank was established in 1839. Its website is www.provident.bank.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
JERSEY CITY, NJ
Fiscal year end
December
CIK
1178970
SIC
6035

Financial performance, year by year

Fiscal 2011–2025 · USD
$-92.41M$184.82M$462.05M$739.29M$1.02B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Provident Financial Services, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

313
funds hold it
0 of 35
superinvestors hold it
$1.35B
held by funds, at market
44.6%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Provident Financial Services, Inc.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.16%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.09%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.04%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Provident Financial Services, Inc.’s bonds, as funds hold them

Funds report holding 1 issues of Provident Financial Services, Inc.’s debt, $4.73M at market value — what funds hold, not the company’s total debt.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Provident Financial Services, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Provident Financial Services, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Provident Financial Services, Inc.'s last four quarterly filings that the numbers alone won't show?”
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