PROVIDENT FINANCIAL SERVICES INC
Provident Financial Services, Inc. (NYSE: PFS) operates as a bank holding company headquartered in Jersey City, New Jersey, with its principal banking subsidiary being Provident Bank, established in 1839. The company's website is www.provident.bank. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What PROVIDENT FINANCIAL SERVICES INC does
In the company’s own words
Provident Financial Services, Inc. (NYSE: PFS) operates as a bank holding company headquartered in Jersey City, New Jersey, with its principal banking subsidiary being Provident Bank, established in 1839. The company's website is www.provident.bank.
Provident Bank is a New Jersey-chartered capital stock savings bank that provides comprehensive financial services throughout New Jersey, eastern Pennsylvania, and portions of New York. The bank operates a network of 141 full-service banking offices across fourteen counties in New Jersey, three counties in Pennsylvania, and three counties in New York, complemented by satellite loan production offices in key markets. The bank's market area encompasses approximately 7.6 million people in New Jersey, 1.4 million in Pennsylvania, and 4.1 million in New York.
The bank's core business centers on originating and retaining a diversified loan portfolio, attracting core deposits, and providing comprehensive financial services. As of December 31, 2025, the loan portfolio totaled approximately $19.5 billion, with commercial mortgage loans representing 38.3 percent, multi-family mortgage loans 19.0 percent, commercial loans 26.9 percent, residential mortgage loans 10.2 percent, construction loans 3.4 percent, and consumer loans 3.2 percent. Core deposits comprised $15.99 billion or 82.9 percent of total deposits.
Beyond traditional lending and deposit services, Provident generates significant non-interest income through wealth management services, investment advisory services, insurance brokerage operations, and fiduciary services. The bank operates wholly owned subsidiaries including Beacon Trust Company, which provides wealth and asset management services, and Provident Protection Plus, Inc., which offers insurance brokerage services. In May 2024, Provident completed a merger with Lakeland Bancorp, Inc., substantially expanding its asset base and geographic reach by adding $10.59 billion in assets and 68 banking offices.
The bank emphasizes relationship banking, conservative underwriting standards, proactive loan monitoring, and active collection efforts. As of December 31, 2025, non-performing assets totaled $80.4 million or 0.32 percent of total assets, reflecting the bank's focus on asset quality maintenance.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- JERSEY CITY, NJ
- Fiscal year end
- December
- CIK
- 1178970
- SIC
- 6035
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns PROVIDENT FINANCIAL SERVICES INC — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · PROVIDENT FINANCIAL SERVICES INC’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
PROVIDENT FINANCIAL SERVICES INC’s bonds, as funds hold them
Funds report holding 1 issues of PROVIDENT FINANCIAL SERVICES INC’s debt, $4.73M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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