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Companies / Technology / Q2 Holdings, Inc.
QTWO

Q2 Holdings, Inc.

TechnologyPrepackaged Software
Ticker QTWOAustin, TXFiscal year ends DecemberBook value per share $9.65Diluted shares 66.7M

Q2 Holdings, Inc. (NYSE: TXHC) is a leading provider of digital solutions to financial institutions, financial technology companies and alternative finance companies seeking to modernize their digital banking capabilities and customer engagement strategies. The company delivers its comprehensive suite of offerings… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$794.81M
+14.1% year over year
Last 12 mo $846.20M
5.02%
+11.1 percentage points
Last 12 mo 10.03%
$52.01M
+235.0% year over year
Last 12 mo $91.99M
8.40%
+14.6 percentage points
Last 12 mo 14.30%
Cash & financing
$201.46M
+48.4% year over year
Last 12 mo $226.26M
$173.37M
+62.5% year over year
Last 12 mo $189.04M
0.46
Was 0.95× a year earlier
Last 12 mo 0.00
65.1M
+8.3% year over year
Last 12 mo 66.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Q2 Holdings, Inc. does

In the company’s own words

Q2 Holdings, Inc. (NYSE: TXHC) is a leading provider of digital solutions to financial institutions, financial technology companies and alternative finance companies seeking to modernize their digital banking capabilities and customer engagement strategies. The company delivers its comprehensive suite of offerings through a unified, cloud-based software platform purpose-built for the complex, regulated financial services industry.

Q2's core business centers on digital banking platform solutions that enable financial institutions to deliver integrated digital experiences across retail, small-to-medium business and commercial segments. The company's solution portfolio spans digital banking, digital lending and relationship pricing, risk and fraud management, regulatory and compliance tools, account switching, data-driven sales enablement, spending insights and portfolio management. Q2 also offers Q2 Innovation Studio, an open platform enabling customers and partners to extend and customize the core platform, and Helix, a cloud-native core processing and banking-as-a-service platform designed for both financial institutions and fintech companies.

As of December 31, 2025, Q2 served more than 1,200 financial institution customers, including more than 50 percent of the top 100 U.S. banks and more than 50 percent of the top 100 U.S. credit unions by total assets. The company's digital banking platform customers had approximately 27.3 million account holders registered on the platform, with end users executing over $4.0 trillion in financial transactions during 2025. The company maintains more than 1,000 integrations with third-party financial services technology partners.

Q2 operates on a software-as-a-service model with multi-year subscription agreements, with initial digital banking platform contracts averaging over five years. The company's addressable market is estimated at approximately $23.0 billion across its various solution categories. Q2 was founded over 21 years ago and has grown through organic innovation, market adoption and strategic acquisitions. The company operates its digital banking platform on third-party public cloud infrastructure, primarily through Amazon Web Services and Microsoft Azure, and has achieved average monthly uptime exceeding 99.9 percent since January 2013. The company's website is www.q2holdings.com.

Company details
Sector
Technology
Industry
Prepackaged Software
Headquarters
Austin, TX
Fiscal year end
December
CIK
1410384
SIC
7372

Financial performance, year by year

Fiscal 2014–2025 · USD
$-236.00M$59.14M$354.29M$649.43M$944.58M201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Q2 Holdings, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

367
funds hold it
0 of 35
superinvestors hold it
$1.69B
held by funds, at market
55.8%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Q2 Holdings, Inc.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.16%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.09%of fund net assets
0.04%of fund net assets
0.07%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Q2 Holdings, Inc.’s bonds, as funds hold them

Funds report holding 1 issues of Q2 Holdings, Inc.’s debt, $16.22M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 0.75%, maturing 2026 to 2026.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Q2 Holdings, Inc. and its peers compare on margins and cash generation over ten years?”
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