10x Insights
Loading account…
Companies / Information Technology / Q2 Holdings, Inc.
QTWO

Q2 Holdings, Inc.

Information TechnologyPrepackaged Software
Ticker QTWOAustin, TXFiscal year ends DecemberBook value per share $10.01Diluted shares 65.7M

Q2 Holdings, Inc. (NYSE: QTWO) provides cloud-based digital financial services software to financial institutions, financial technology companies and alternative finance providers. Its platform supports retail, small-business and commercial banking, lending, relationship pricing, risk and fraud management, and… From the company’s description.

Over the twelve months to Sep 30, 2026, Q2 Holdings, Inc. reported revenue of $870.26M, up 13.1% from a year earlier, and net income of $110.16M. Its operating margin was 12.4%, and operations generated $245.35M in cash. In fiscal 2025, it reported revenue of $794.81M, up 14.1% from fiscal 2024, and net income of $52.01M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$794.81MFY2025
+14.1% year over year
Last 12 mo $870.26M
5.02%FY2025
+11.1 percentage points
Last 12 mo 12.39%
$52.01MFY2025
+235.0% year over year
Last 12 mo $110.16M
8.41%FY2025
+14.7 percentage points
Last 12 mo 17.25%
Cash & financing
$201.46MFY2025
+48.4% year over year
Last 12 mo $245.35M
$173.37MFY2025
+62.5% year over year
Last 12 mo $206.76M
0.46FY2025
Was 0.95× a year earlier
Last 12 mo 0.00
65.1MFY2025
+8.3% year over year
Last 12 mo 65.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Q2 Holdings, Inc. does

In the company’s own words

Q2 Holdings, Inc. (NYSE: QTWO) provides cloud-based digital financial services software to financial institutions, financial technology companies and alternative finance providers. Its platform supports retail, small-business and commercial banking, lending, relationship pricing, risk and fraud management, and banking-as-a-service. Products include its digital banking platform, Q2 Innovation Studio, Helix and Symphonix; customers use these solutions to serve account holders, borrowers and other end users. Q2 offers more than 60 products and maintains over 1,000 integrations. The company reports as a single operating segment, and a substantial majority of revenue comes from its digital banking platform. As of December 31, 2025, it had more than 1,200 financial institution customers, including 457 installed digital banking platform customers, whose platforms had approximately 27.3 million registered account holders. During 2025, end users completed more than $4.0 trillion in financial transactions on the platform. Founded in 2005, Q2 expanded beyond digital banking through product development and acquisitions. Its website is https://www.q2.com/.

Company details
Sector
Information Technology
Industry (SIC)
Prepackaged Software
Headquarters
Austin, TX
Fiscal year end
December
CIK
1410384
SIC
7372

Financial performance, year by year

Fiscal 2014–2025 · USD
$-238.41M$63.96M$366.32M$668.69M$971.05M201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Q2 Holdings, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

367
funds hold it
0 of 35
superinvestors hold it
$1.69B
held by funds, at market
56.3%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Q2 Holdings, Inc.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.16%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.09%of fund net assets
—of fund net assets
0.07%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Q2 Holdings, Inc.’s bonds, as funds hold them

Funds report holding 1 issues of Q2 Holdings, Inc.’s debt, $16.22M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 0.75%, maturing 2026 to 2026.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Q2 Holdings, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Q2 Holdings, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Q2 Holdings, Inc.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.