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Companies / Financials / RADIAN GROUP INC
RDN

RADIAN GROUP INC

FinancialsInsurance
Ticker RDNWAYNE, PAFiscal year ends DecemberBook value per share $34.96Diluted shares 137.6M

Radian Group Inc. (NYSE: RIF) is a leading U.S. private mortgage insurer that provides solutions expanding access to affordable homeownership through credit risk mitigation for mortgage lending institutions and investors. The company operates through its Mortgage Insurance segment, which aggregates, manages and… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$1.20B
−7.2% year over year
Last 12 mo $1.60B
66.10%
$618.18M
+2.3% year over year
12.19%
−0.9 percentage points
Last 12 mo 11.15%
Cash & financing
$119.86M
+118.1% year over year
Last 12 mo $1.39B
$115.66M
+117.3% year over year
Last 12 mo $1.39B
0.23
Was 0.35× a year earlier
Last 12 mo 0.26
140.8M
−8.7% year over year
Last 12 mo 137.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What RADIAN GROUP INC does

In the company’s own words

Radian Group Inc. (NYSE: RIF) is a leading U.S. private mortgage insurer that provides solutions expanding access to affordable homeownership through credit risk mitigation for mortgage lending institutions and investors. The company operates through its Mortgage Insurance segment, which aggregates, manages and distributes U.S. mortgage credit risk principally via private mortgage insurance on residential first-lien mortgage loans. As of December 31, 2025, Radian maintained insurance in force of $282.5 billion across its mortgage insurance portfolio.

The company's primary product is Primary Mortgage Insurance, which protects lenders and investors against default-related losses on residential mortgages, particularly for borrowers making down payments of less than 20 percent. Radian also offers Pool Mortgage Insurance providing coverage on groups of mortgages subject to aggregate exposure limits. The company serves as a critical component of the U.S. housing finance system by enabling first-time homebuyers and other borrowers to access mortgage financing without requiring 20 percent down payments.

In February 2026, Radian completed its acquisition of Inigo Limited, a Lloyd's specialty insurer, transforming the company into a global multi-line specialty insurer. This strategic acquisition significantly expanded Radian's product offerings beyond mortgage insurance into specialty insurance and reinsurance lines serving commercial and industrial enterprises. Additionally, the company announced plans to divest its Mortgage Conduit, Title and Real Estate Services businesses by the end of the third quarter of 2026, allowing management to focus on its core mortgage insurance operations and newly acquired specialty insurance business.

Radian's mortgage insurance operations are subject to comprehensive regulation by state and federal authorities and the Government-Sponsored Enterprises, primarily Fannie Mae and Freddie Mac, which impose Private Mortgage Insurer Eligibility Requirements that approved insurers must maintain. The company employs risk distribution strategies including quota share reinsurance agreements and excess-of-loss reinsurance arrangements to manage its capital and risk profile. Radian's website is located at www.radian.com.

Company details
Sector
Financials
Industry
Insurance
Headquarters
WAYNE, PA
Fiscal year end
December
CIK
890926
SIC
6351

Financial performance, year by year

Fiscal 2013–2025 · USD
$-376.91M$162.86M$702.64M$1.24B$1.78B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns RADIAN GROUP INC — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

369
funds hold it
0 of 35
superinvestors hold it
$2.24B
held by funds, at market
46.3%
of shares held by funds
2
bond issues held by funds

Largest fund holders · RADIAN GROUP INC’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.22%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.54%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.16%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.06%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

RADIAN GROUP INC’s bonds, as funds hold them

Funds report holding 2 issues of RADIAN GROUP INC’s debt, $213.24M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.91%, maturing 2027 to 2029.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

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