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Companies / Financials / RBB Bancorp
RBB

RBB Bancorp

FinancialsBanks & Brokers
Ticker RBBLOS ANGELES, CAFiscal year ends DecemberBook value per share $31.19Diluted shares 17.2M

RBB Bancorp (NASDAQ: RBB) operates as a bank holding company for Royal Business Bank, a California-chartered FDIC-insured depository institution serving Asian-centric communities across multiple states. The company's website is www.royalbusinessbankusa.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$129.16M
+12.6% year over year
Last 12 mo $132.74M
32.62%
$31.95M
+19.8% year over year
Last 12 mo $41.77M
6.10%
+0.9 percentage points
Last 12 mo 7.81%
Cash & financing
$43.39M
−25.8% year over year
Last 12 mo $55.68M
$42.59M
−26.2% year over year
Last 12 mo $55.68M
6.66
Was 6.34× a year earlier
Last 12 mo 0.25
17.5M
−3.8% year over year
Last 12 mo 17.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What RBB Bancorp does

In the company’s own words

RBB Bancorp (NASDAQ: RBB) operates as a bank holding company for Royal Business Bank, a California-chartered FDIC-insured depository institution serving Asian-centric communities across multiple states. The company's website is www.royalbusinessbankusa.com.

The Bank provides comprehensive business banking and consumer products through 24 full-service branches located in California (Los Angeles, Orange, and Ventura counties), Nevada, New York, New Jersey, Illinois, and Hawaii. As of December 31, 2025, the company maintained total consolidated assets of $4.2 billion, gross consolidated loans of $3.3 billion, deposits of $3.4 billion, and shareholders' equity of $523.4 million.

RBB Bancorp's revenue derives primarily from interest income on loans and investment securities, supplemented by noninterest income from lending fees, deposit services, loan servicing, loan sales, and wealth management services. The company employs 369 full-time equivalent employees and operates as a minority depository institution, maintaining at least 51 percent ownership by minority individuals.

The loan portfolio comprises five principal products: single-family residential mortgages representing 50.0 percent of loans, commercial real estate at 39.3 percent, construction and land development at 4.7 percent, commercial and industrial loans at 4.2 percent, and SBA loans at 1.7 percent. The company targets small to mid-market businesses with loan needs between one million and twenty million dollars, with average loan sizes of three to seven million dollars.

RBB Bancorp has pursued disciplined strategic growth through six whole-bank acquisitions between 2011 and 2018, plus one branch acquisition in Hawaii in 2022. The company maintains a deposit franchise characterized by stable, relationship-based funding, with approximately 80.6 percent of deposit relationships either under $250,000 or meeting defined stability criteria. The company's competitive advantages include experienced management teams with deep market knowledge, streamlined credit approval processes, and specialized expertise in trade finance and Asian-centric banking services.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
LOS ANGELES, CA
Fiscal year end
December
CIK
1499422
SIC
6022

Financial performance, year by year

Fiscal 2017–2025 · USD
$-16.08M$32.16M$80.40M$128.64M$176.89M201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns RBB Bancorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

160
funds hold it
0 of 35
superinvestors hold it
$101.46M
held by funds, at market
23.3%
of shares held by funds
1
bond issues held by funds

Largest fund holders · RBB Bancorp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.04%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.03%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

RBB Bancorp’s bonds, as funds hold them

Funds report holding 1 issues of RBB Bancorp’s debt, $1.44M at market value — what funds hold, not the company’s total debt.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do RBB Bancorp and its peers compare on margins and cash generation over ten years?”
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