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Companies / Financials / Regional Management Corp.
RM

Regional Management Corp.

FinancialsBanks & Brokers
Ticker RMGREER, SCFiscal year ends DecemberBook value per share $39.97Diluted shares 9.5M

Regional Management Corp. (NYSE: RM) is a consumer finance company that provides fixed-rate, fixed-term installment loans primarily to customers with limited access to credit from banks and other mainstream lenders. Operating as Regional Finance, it offers large loans with cash proceeds of $2,501 to $35,000 and small… From the company’s description.

Over the twelve months to Sep 30, 2026, Regional Management Corp. reported revenue of $683.77M, up 8.4% from a year earlier, and net income of $47.58M. Its pre-tax margin was 61.5%. In fiscal 2025, it reported revenue of $645.60M, up 9.7% from fiscal 2024, and net income of $44.41M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$645.60MFY2025
+9.7% year over year
Last 12 mo $683.77M
60.10%FY2025
+2.2 percentage points
Last 12 mo 61.50%
$44.41MFY2025
+7.7% year over year
Last 12 mo $47.58M
11.90%FY2025
+0.4 percentage points
Last 12 mo 12.48%
Cash & financing
$309.07MFY2025
+14.9% year over year
Last 12 mo $324.37M
$304.31MFY2025
+15.3% year over year
Last 12 mo $319.51M
4.40FY2025
Was 4.12× a year earlier
Last 12 mo 4.58
10.0MFY2025
+0.3% year over year
Last 12 mo 9.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Regional Management Corp. does

In the company’s own words

Regional Management Corp. (NYSE: RM) is a consumer finance company that provides fixed-rate, fixed-term installment loans primarily to customers with limited access to credit from banks and other mainstream lenders. Operating as Regional Finance, it offers large loans with cash proceeds of $2,501 to $35,000 and small loans of $500 to $2,500, typically secured by household goods or vehicles, along with optional payment and collateral protection insurance. Customers apply through branches, direct mail, digital partners and the company website; its branch network also services nearly all loans. Regional Management operates one reportable business and serves customers across 19 U.S. states. At December 31, 2025, it had 353 branches and 590,800 active accounts; revenue for fiscal 2025 was $645.6 million. Its website is www.regionalfinance.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
GREER, SC
Fiscal year end
December
CIK
1519401
SIC
6141

Financial performance, year by year

Fiscal 2011–2025 · USD
$-68.38M$136.75M$341.89M$547.02M$752.15M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Regional Management Corp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

177
funds hold it
0 of 35
superinvestors hold it
$109.83M
held by funds, at market
31.6%
of shares held by funds

Largest fund holders · Regional Management Corp.’s weight in each

iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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