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Companies / Financials / S&T BANCORP INC
STBA

S&T BANCORP INC

FinancialsBanks & Brokers
Ticker STBAINDIANA, PAFiscal year ends DecemberBook value per share $38.37Diluted shares 36.6M

S&T Bancorp, Inc. (NASDAQ: STBK) operates as a bank holding company providing comprehensive financial services through its principal subsidiary, S&T Bank, a Pennsylvania-chartered FDIC-insured commercial bank. The company maintains its website at www.stbancorp.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$402.12M
+4.7% year over year
Last 12 mo $415.61M
41.76%
−1.2 percentage points
Last 12 mo 42.29%
$134.23M
+2.3% year over year
9.17%
−0.3 percentage points
Last 12 mo 10.02%
Cash & financing
$133.62M
−22.9% year over year
Last 12 mo $146.97M
$128.85M
−24.4% year over year
Last 12 mo $143.30M
5.62
Was 5.82× a year earlier
Last 12 mo 0.20
38.5M
No change, year over year
Last 12 mo 36.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What S&T BANCORP INC does

In the company’s own words

S&T Bancorp, Inc. (NASDAQ: STBK) operates as a bank holding company providing comprehensive financial services through its principal subsidiary, S&T Bank, a Pennsylvania-chartered FDIC-insured commercial bank. The company maintains its website at www.stbancorp.com.

S&T Bancorp delivers a full range of consumer, commercial, and small business banking services across Pennsylvania and Ohio through a network of 72 branches. The company accepts time and demand deposits while originating commercial and consumer loans. Beyond traditional banking, S&T offers brokerage services, trust services including executor and trustee functions, and private investment account management through registered financial services entities. The company's Total Wealth Management assets under administration reached $2.1 billion as of December 31, 2025.

As of December 31, 2025, S&T Bancorp reported approximately $9.9 billion in total assets, $8.1 billion in total loans, $8.0 billion in deposits, and $1.5 billion in shareholders' equity. The company employed approximately 1,209 full-time-equivalent employees.

S&T Bancorp maintains a diversified organizational structure with four active direct wholly-owned subsidiaries: S&T Bank, 9th Street Holdings, Inc., STBA Capital Trust I, and DNB Capital Trust II. The company also owns a 50 percent interest in Commonwealth Trust Credit Life Insurance Company. S&T Bank itself operates three active wholly-owned operating subsidiaries: S&T Insurance Group, LLC, S&T Bancholdings, Inc., and DN Acquisition Company, Inc.

The company is regulated as a financial holding company by the Federal Reserve Board and maintains well-capitalized status with regulatory capital ratios exceeding minimum requirements. S&T Bank operates under supervision by both the Federal Deposit Insurance Corporation and the Pennsylvania Department of Banking and Securities.

The company emphasizes human capital development and maintains a stated purpose of building a better future through people-forward banking. S&T's operational philosophy centers on relationship-based banking with core values emphasizing customer focus, ethical conduct, community engagement, inclusive workplace practices, and collaborative teamwork.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
INDIANA, PA
Fiscal year end
December
CIK
719220
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-41.56M$83.12M$207.81M$332.49M$457.17M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns S&T BANCORP INC — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

253
funds hold it
0 of 35
superinvestors hold it
$756.14M
held by funds, at market
45.5%
of shares held by funds

Largest fund holders · S&T BANCORP INC’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.10%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.05%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.02%of fund net assets
Schwab U.S. Dividend Equity ETF
SCHD · SCHWAB STRATEGIC TRUST
0.04%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do S&T BANCORP INC and its peers compare on margins and cash generation over ten years?”
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