SELECTIVE INSURANCE GROUP INC

Selective Insurance Group, Inc. (Nasdaq: SIGI) is a property and casualty insurance holding company that has operated since its 1926 founding. The company owns ten insurance subsidiaries that distribute their products exclusively through independent insurance agents and wholesale brokers across the United States. Nine subsidiaries operate as admitted carriers in the standard market, while one functions as a non-admitted carrier in the excess and surplus lines market. The company maintains a financial strength rating of A+ (Superior) from AM Best and ranks as the 34th largest property and casualty group based on net premiums written.

Selective Insurance operates through four reportable segments. Standard Commercial Lines represents 71 percent of total revenues and 79 percent of net premiums written, serving commercial enterprises, nonprofits, and local government agencies across 36 states and the District of Columbia. Standard Personal Lines comprises 8 percent of revenues and 8 percent of net premiums written, operating in 15 states while also serving as the fourth-largest Write Your Own carrier for the National Flood Insurance Program across all 50 states. The E&S Lines segment accounts for 11 percent of revenues and 13 percent of net premiums written, providing coverage in all 50 states for commercial customers unable to obtain standard market coverage. The Investments segment represents 10 percent of revenues and manages the company's investment portfolio.

The company's competitive positioning rests on five key advantages: an empowered local operating model placing decision-makers near customers and distribution partners, a franchise-value distribution model with high-quality independent agents, sophisticated technology tools supporting underwriting and claims decisions, an omnichannel customer experience enhanced by people and technology, and a highly engaged employee base. Selective Insurance operates regional offices across the United States, including facilities in New Jersey, Connecticut, Virginia, Indiana, Pennsylvania, North Carolina, and Arizona. The company serves customers through approximately 1,680 distribution partners operating roughly 2,940 office locations for standard lines and approximately 80 wholesale general agents with 260 office locations for E&S Lines business.