Shore Bancshares, Inc.
Shore Bancshares, Inc. (NASDAQ: SHBI) operates as a bank holding company for Shore United Bank, N.A., a national banking association with origins tracing to 1876. The company maintains its website at www.shorebancshares.com and serves as the largest independent financial holding company headquartered on the Eastern… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Shore Bancshares, Inc. does
In the company’s own words
Shore Bancshares, Inc. (NASDAQ: SHBI) operates as a bank holding company for Shore United Bank, N.A., a national banking association with origins tracing to 1876. The company maintains its website at www.shorebancshares.com and serves as the largest independent financial holding company headquartered on the Eastern Shore of Maryland.
The Bank operates 40 full-service branches and 10 loan production and administration offices across Maryland, Delaware, and Virginia, providing comprehensive commercial and consumer banking services. Core offerings include commercial checking, savings, certificates of deposit, and investment sweep accounts for businesses, alongside secured and unsecured commercial lending, working capital loans, lines of credit, and real estate acquisition and development financing. Consumer services encompass checking and savings accounts, mortgage loans, personal loans, credit cards, automobile financing, and 24-hour ATM access with mobile and internet banking capabilities.
The company expanded significantly through the July 2023 acquisition of The Community Financial Corporation and its subsidiary Community Bank of the Chesapeake, which extended operations into Southern Maryland counties including Charles, St. Mary's, and Calvert, as well as the greater Fredericksburg area in Virginia. This transaction added approximately $2.4 billion in assets to the combined entity.
Beyond traditional banking, Shore Bancshares provides secondary mortgage lending, trust administration, wealth management, and financial planning services through Wye Financial Partners and Wye Trust divisions. The company previously offered title services through Mid-Maryland Title Company, though real estate closing operations ceased in March 2025. The Bank also maintains a specialized banking division serving licensed cannabis industry businesses across multiple states, implementing rigorous due diligence and compliance procedures aligned with federal regulatory guidance.
As of December 31, 2025, the company employed 608 individuals, with 595 on a full-time basis. The Bank maintains FDIC deposit insurance coverage and operates as a financial holding company under Federal Reserve supervision, subject to comprehensive regulatory oversight regarding capital adequacy, lending practices, consumer protection, and community reinvestment obligations.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- EASTON, MD
- Fiscal year end
- December
- CIK
- 1035092
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Shore Bancshares, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Shore Bancshares, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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