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Companies / Financials / Simmons First National Corporation
SFNC

Simmons First National Corporation

FinancialsCommercial Banks
Ticker SFNCPINE BLUFF, ARFiscal year ends DecemberBook value per share $23.05Diluted shares 145.3M

Simmons First National Corporation (Nasdaq: SFNC) is a financial holding company whose lead subsidiary, Simmons Bank, provides banking and other financial services to individuals, businesses and corporate customers across Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. Its offerings include commercial real… From the company’s description.

Over the twelve months to Sep 30, 2026, Simmons First National Corporation reported revenue of $990.10M, up 1478.4% from a year earlier, and net income of $260.43M. Its pre-tax margin was 32.4%. In fiscal 2025, it reported revenue of $103.23M, down 86.7% from fiscal 2024, and a net loss of $397.55M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$103.23MFY2025
−86.7% year over year
Last 12 mo $990.10M
-511.13%FY2025
−533.2 percentage points
Last 12 mo 32.37%
$-397.55MFY2025
−360.4% year over year
Last 12 mo $260.43M
-11.63%FY2025
−16 percentage points
Last 12 mo 7.77%
Cash & financing
$449.50MFY2025
+5.5% year over year
Last 12 mo $344.00M
$411.36MFY2025
+8.1% year over year
Last 12 mo $323.92M
6.08FY2025
Was 6.52× a year earlier
Last 12 mo 6.06
134.7MFY2025
+6.8% year over year
Last 12 mo 145.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Simmons First National Corporation does

In the company’s own words

Simmons First National Corporation (Nasdaq: SFNC) is a financial holding company whose lead subsidiary, Simmons Bank, provides banking and other financial services to individuals, businesses and corporate customers across Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. Its offerings include commercial real estate, construction, commercial and industrial, small-business and agricultural loans; business deposits and treasury management; consumer checking, savings and time deposits, mortgages, home-equity and other consumer credit, and digital banking. The bank also provides trust, investment, agency and custodial services, and insurance agencies offer personal and commercial coverage; brokerage services are available to bank customers through a third-party arrangement. Simmons Bank organizes its operations around community banking, commercial banking and wealth, supported by operations divisions. It serves customers through approximately 222 financial centers. At December 31, 2025, the company had $24.54 billion in consolidated assets and approximately 2,917 full-time-equivalent associates. Its website is www.simmonsbank.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
PINE BLUFF, AR
Fiscal year end
December
CIK
90498
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-536.32M$-120.02M$296.27M$712.57M$1.13B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Simmons First National Corporation — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

286
funds hold it
0 of 35
superinvestors hold it
$1.35B
held by funds, at market
42.1%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Simmons First National Corporation’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.18%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.10%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.04%of fund net assets
VANGUARD SMALL-CAP VALUE INDEX FUND
VBR · VANGUARD INDEX FUNDS
0.07%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Simmons First National Corporation’s bonds, as funds hold them

Funds report holding 1 issues of Simmons First National Corporation’s debt, $29.96M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.25%, maturing 2035 to 2035.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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