Slide Insurance Holdings, Inc.

Slide Insurance Holdings, Inc. is a technology-enabled coastal specialty property and casualty insurer that launched operations in 2021. The company operates through its insurance subsidiaries, Slide Insurance Company and Slide Specialty Insurance Company, focusing on profitable underwriting of single-family, condominium, and commercial residential policies in coastal states along the Atlantic seaboard, with particular emphasis on Florida and expansion into New York, New Jersey, Rhode Island, and South Carolina.

The company's core competitive advantage rests on its proprietary technology platform and data analytics capabilities, supported by an approximately $8.9 trillion total insured value dataset. This technology enables real-time underwriting decisions and prospective loss assessment at the individual policy level, allowing Slide to identify and underwrite profitable risks that competitors often misprice or overlook. The company's underwriting technology integrates aerial imagery analysis, predictive analytics, and process automation to drive superior risk selection and profitability.

Slide distributes insurance policies through two channels: independent agents and direct-to-consumer offerings. The company has strategically participated in Citizens Property Insurance Corporation's depopulation program, assuming policies from Florida's insurer of last resort through selective assumption transactions. As of December 31, 2025, the company maintained in-force premium of $1,796 million and total assets of $2.9 billion with shareholders' equity of approximately $1,113 million.

The company's risk management strategy emphasizes catastrophe reinsurance protection through a diversified portfolio including traditional reinsurance capacity, participation in the Florida Hurricane Catastrophe Fund, and multi-year catastrophe bonds. Slide's reinsurance program protects against losses in excess of specified retention levels, with the company targeting no more than 25 percent of annual pre-tax earnings exposure from first-event catastrophic losses.

Slide controls all aspects of its value chain, including technology development, underwriting, actuarial analysis, distribution, claims management, risk management, and reinsurance procurement. The company's claims operations emphasize in-house handling, customer service, accuracy, and efficiency, supported by preferred vendor networks for mitigation services and advanced fraud detection capabilities utilizing machine learning and artificial intelligence.