SmartFinancial, Inc.
SmartFinancial, Inc. (NYSE: SMBK) is a bank holding company whose primary business is owning and operating SmartBank, a Tennessee-chartered commercial bank serving individuals and businesses. SmartBank gathers deposits and uses them to fund commercial and consumer lending, including business, commercial and… From the company’s description.
Over the twelve months to Jun 30, 2026, SmartFinancial, Inc. reported revenue of $214.15M, up 14.5% from a year earlier, and net income of $57.39M. Its pre-tax margin was 33.1%. In fiscal 2025, it reported revenue of $200.46M, up 16.9% from fiscal 2024, and net income of $50.35M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What SmartFinancial, Inc. does
In the company’s own words
SmartFinancial, Inc. (NYSE: SMBK) is a bank holding company whose primary business is owning and operating SmartBank, a Tennessee-chartered commercial bank serving individuals and businesses. SmartBank gathers deposits and uses them to fund commercial and consumer lending, including business, commercial and residential real estate, construction, agricultural, consumer and equipment-finance loans and leases; it also offers checking, savings, money market and certificate-of-deposit accounts, and investment services through Raymond James Financial Services. The company’s wholly owned Fountain Equipment Finance provides heavy-equipment, semi-truck and trailer financing to small and medium-sized businesses across the Southeast. SmartFinancial operates as one banking business through SmartBank and related subsidiaries, with 42 full-service branches and two loan production offices in East and Middle Tennessee, Alabama, Florida and Georgia as of March 1, 2026. Its net loan and lease portfolio was approximately $4.3 billion at December 31, 2025. SmartBank was established in 2007, and the parent company was incorporated in 1983. Its website is www.smartbank.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- KNOXVILLE, TN
- Fiscal year end
- December
- CIK
- 1038773
- SIC
- 6021
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns SmartFinancial, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · SmartFinancial, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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