Southern First Bancshares, Inc.
Southern First Bancshares, Inc. (Nasdaq: SFST) is a bank holding company whose primary business is Southern First Bank, a commercial bank serving individuals and small and medium-size businesses. The Bank accepts checking, savings and time deposits and provides commercial, consumer and mortgage loans, along with… From the company’s description.
Over the twelve months to Sep 30, 2026, Southern First Bancshares, Inc. reported revenue of $139.04M, up 24.7% from a year earlier, and net income of $43.17M. Its pre-tax margin was 39.9%. In fiscal 2025, it reported revenue of $118.09M, up 26.5% from fiscal 2024, and net income of $30.37M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Southern First Bancshares, Inc. does
In the company’s own words
Southern First Bancshares, Inc. (Nasdaq: SFST) is a bank holding company whose primary business is Southern First Bank, a commercial bank serving individuals and small and medium-size businesses. The Bank accepts checking, savings and time deposits and provides commercial, consumer and mortgage loans, along with online and mobile banking, cash management, payment and other banking services. Its lending includes commercial real estate, construction, business, residential mortgage, home equity and other consumer loans. Southern First operates 12 retail offices across South Carolina, North Carolina and Georgia, as well as a mortgage loan production center in Columbia, South Carolina. The company focuses on clients in the Greenville, Columbia and Charleston markets in South Carolina; Charlotte, Raleigh and Greensboro in North Carolina; and Atlanta, Georgia. It serves these markets through relationship-based banking and supports business customers with services such as commercial checking, cash management and purchasing cards. Southern First employed 315 full-time equivalent employees at December 31, 2025. The company was incorporated in 1999 and has grown its footprint organically, without traditional mergers or acquisitions. Its website is www.southernfirst.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- GREENVILLE, SC
- Fiscal year end
- December
- CIK
- 1090009
- SIC
- 6021
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Southern First Bancshares, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Southern First Bancshares, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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