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Companies / Financials / Texas Capital Bancshares, Inc.
TCBI

Texas Capital Bancshares, Inc.

FinancialsBanks & Brokers
Ticker TCBIDALLAS, TXFiscal year ends DecemberBook value per share $82.32Diluted shares 44.3M

Texas Capital Bancshares, Inc. (Nasdaq: TCBI) is a registered bank holding company and full-service financial services firm headquartered in Dallas that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company's business activities are conducted primarily through its… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$1.26BFY2025
+34.7% year over year
Last 12 mo $1.33B
34.46%FY2025
+23 percentage points
Last 12 mo 35.90%
$330.24MFY2025
+326.1% year over year
Last 12 mo $364.61M
9.09%FY2025
+6.8 percentage points
Last 12 mo 10.00%
Cash & financing
$360.15MFY2025
−25.1% year over year
Last 12 mo $487.81M
$347.58MFY2025
−16.5% year over year
Last 12 mo $471.85M
7.55FY2025
Was 7.95× a year earlier
Last 12 mo 0.23
46.1MFY2025
−1.8% year over year
Last 12 mo 44.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Texas Capital Bancshares, Inc. does

In the company’s own words

Texas Capital Bancshares, Inc. (Nasdaq: TCBI) is a registered bank holding company and full-service financial services firm headquartered in Dallas that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company's business activities are conducted primarily through its wholly-owned bank subsidiary Texas Capital Bank, a Texas state-chartered member bank of the Federal Reserve System, and its wholly-owned non-bank subsidiary Texas Capital Securities, a registered broker-dealer with the SEC and member of FINRA and MSRB.

The company operates banking centers in Austin, Dallas, Fort Worth, Houston, and San Antonio with a network of clients across the country. Texas Capital Bancshares targets commercial businesses, entrepreneurs, and professionals who meet specific client characteristics and credit standards. The company's core business encompasses commercial lending, real estate term and construction loans, mortgage warehouse lending and mortgage finance services, treasury management solutions, investment banking and advisory services, and private banking. For individual customers, the company provides personal wealth management, trust services, deposit products, loans, and online and mobile banking. The company also operates Bask Bank, an online division offering depositors American Airlines AAdvantage miles in lieu of cash interest along with traditional deposit products.

As of December 31, 2025, the company employed 1,785 full-time employees, nearly all based in Texas. The company maintains an appropriately diversified loan portfolio with credit policies tailored to address unique risks associated with each industry represented. Treasury solutions include payment and receivables capabilities, deposit products, and liquidity management solutions. Investment banking services encompass financial advisory, securities underwriting, sales and trading, and research services.

The company's strategic focus emphasizes maintaining financial resiliency through market and rate cycles while serving clients throughout their life cycles. Texas Capital Bancshares competes with global, national, regional, and local banking organizations as well as non-bank financial institutions, fintech companies, and other financial service providers. The company believes its Texas-based headquarters and decision-making authority provide competitive differentiation, along with experienced bankers with expertise in specific industries and established community ties in target markets.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
DALLAS, TX
Fiscal year end
December
CIK
1077428
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-132.73M$265.46M$663.66M$1.06B$1.46B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Texas Capital Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

417
funds hold it
0 of 35
superinvestors hold it
$2.47B
held by funds, at market
55.6%
of shares held by funds
2
bond issues held by funds

Largest fund holders · Texas Capital Bancshares, Inc.’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.12%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.14%of fund net assets
T. Rowe Price Small-Cap Value Fund, Inc.
PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
1.05%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.05%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Texas Capital Bancshares, Inc.’s bonds, as funds hold them

Funds report holding 2 issues of Texas Capital Bancshares, Inc.’s debt, $160.13M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.11%, maturing 2031 to 2032.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Texas Capital Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
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