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Companies / Financials / TFS Financial CORP
TFSL

TFS Financial CORP

FinancialsBanks & Brokers
Ticker TFSLCLEVELAND, OHFiscal year ends SeptemberBook value per share $6.99Diluted shares 280.0M

TFS Financial Corporation (Nasdaq: TFSL) is a savings and loan holding company whose primary business is its ownership of Third Federal Savings and Loan Association of Cleveland. The Association originates and services residential mortgages, attracts retail deposits, and offers home equity loans and lines of credit… From the company’s description.

In fiscal 2025, TFS Financial CORP reported revenue of $321.47M, up 6.0% from fiscal 2024, and net income of $90.96M. Its pre-tax margin was 35.7%. Over the twelve months to Jun 30, 2026, revenue was $343.73M.

Fiscal year 2025 · ends 09-30Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$321.47MFY2025
+6.0% year over year
Last 12 mo $343.73M
35.68%FY2025
+2.6 percentage points
Last 12 mo 37.66%
$90.96MFY2025
+14.3% year over year
Last 12 mo $102.06M
4.80%FY2025
+0.5 percentage points
Last 12 mo 5.21%
Cash & financing
$82.42MFY2025
−7.0% year over year
Last 12 mo $97.80M
$70.97MFY2025
−17.0% year over year
Last 12 mo $86.27M
5.53FY2025
Was 5.47× a year earlier
279.8MFY2025
+0.2% year over year
Last 12 mo 280.0M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What TFS Financial CORP does

In the company’s own words

TFS Financial Corporation (Nasdaq: TFSL) is a savings and loan holding company whose primary business is its ownership of Third Federal Savings and Loan Association of Cleveland. The Association originates and services residential mortgages, attracts retail deposits, and offers home equity loans and lines of credit and residential construction loans to individual consumers. It also acquires residential mortgages through a correspondent lending partnership and retains servicing on most loans it sells. Its deposit products include checking, savings, money market and certificate of deposit accounts. The Association serves customers through branches and loan offices in Ohio and Florida, online and by call center, and offers savings products nationwide. TFS Financial also owns Third Capital, Inc., which holds an investment in title agencies providing escrow and settlement services, primarily to Association customers. At September 30, 2025, the Company’s loan portfolio totaled $15.7 billion; the Association operated 36 full-service branches and two loan production offices. The Association was organized in 1938, and the holding company was formed in 1997. Its website is www.thirdfederal.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
CLEVELAND, OH
Fiscal year end
September
CIK
1381668
SIC
6035

Financial performance, year by year

Fiscal 2013–2025 · USD
$-34.37M$68.75M$171.86M$274.98M$378.10M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns TFS Financial CORP — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

160
funds hold it
0 of 35
superinvestors hold it
$259.73M
held by funds, at market
5.6%
of shares held by funds

Largest fund holders · TFS Financial CORP’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
1.18%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.01%of fund net assets
0.43%of fund net assets
Global X SuperDividend U.S. ETF
DIV · GLOBAL X FUNDS
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do TFS Financial CORP and its peers compare on margins and cash generation over ten years?”
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