Toast, Inc.
Toast, Inc. (NYSE: TOST) operates a cloud-based, all-in-one digital technology platform purpose-built for the restaurant and food and beverage retail community. The company's website is www.toasttab.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Toast, Inc. does
In the company’s own words
Toast, Inc. (NYSE: TOST) operates a cloud-based, all-in-one digital technology platform purpose-built for the restaurant and food and beverage retail community. The company's website is www.toasttab.com.
Toast provides a comprehensive software-as-a-service platform that serves as a central operating system for restaurant operations, connecting front-of-house and back-of-house functions across multiple service models including dine-in, takeout, delivery, catering, and retail. The platform integrates point-of-sale systems, digital ordering and delivery solutions, labor and workforce management tools, inventory and supply chain management, marketing and loyalty programs, financial management capabilities, and integrated payment processing.
The company's core offerings include restaurant-grade hardware running proprietary Android-based software, integrated payment processing services, and a curated ecosystem of over 200 technology partners. Toast IQ, a conversational artificial intelligence assistant, helps operators surface actionable business insights using real-time and historical operational data. Additional products include Toast Capital, which provides eligible restaurants access to fast and flexible funding through loans repaid via daily transactions, and xtraCHEF by Toast, a comprehensive back-office tool suite for managing accounts payable, inventory, and recipe costing.
Toast's revenue model combines subscription services with financial technology solutions, particularly payment processing. The company estimates that U.S. restaurant locations on its platform represent approximately twenty percent of the U.S. restaurant market, indicating significant room for expansion. The company serves restaurants and food and beverage retailers of varying sizes, from small and mid-sized operators to larger, multi-location and enterprise customers.
As of December 31, 2025, Toast employed approximately 6,500 people worldwide, with research and development teams distributed across North America, Europe, and Asia. The company maintains a localized sales and marketing approach combining high-volume demand generation with consultative, geography-based sales teams. Toast's growth strategy focuses on efficient location growth in the core U.S. market, expansion into international markets and new customer types, increased product adoption among existing customers, continued platform development, and selective inorganic growth opportunities.
Company details
- Sector
- Technology
- Industry
- Business Services & Software
- Headquarters
- BOSTON, MA
- Fiscal year end
- December
- CIK
- 1650164
- SIC
- 7374
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Toast, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Toast, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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