10x Insights
Loading account…
Companies / Financials / Travelers Companies
TRV

Travelers Companies

FinancialsProperty & Casualty InsuranceS&P 500
Ticker TRVSAINT PAUL, MNFiscal year ends DecemberBook value per share $135.36Diluted shares 214.2M

The Travelers Companies, Inc. (NYSE: TRV) is a holding company whose subsidiaries provide commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. Its three reportable segments are Business Insurance, Bond & Specialty Insurance and… From the company’s description.

In fiscal 2025, Travelers Companies reported revenue of $48.83B, up 5.2% from fiscal 2024, and net income of $6.29B. Its operating margin was 16.9%, and operations generated $10.61B in cash. Over the twelve months to Sep 30, 2026, revenue was $48.92B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$48.83BFY2025
+5.2% year over year
Last 12 mo $48.92B
16.93%FY2025
+2.7 percentage points
Last 12 mo 22.01%
$6.29BFY2025
+25.8% year over year
Last 12 mo $8.33B
19.12%FY2025
+1.2 percentage points
Last 12 mo 28.74%
Cash & financing
$10.61BFY2025
+16.9% year over year
Last 12 mo $10.68B
$10.61BFY2025
+16.9% year over year
Last 12 mo $10.68B
0.28FY2025
Was 0.29× a year earlier
Last 12 mo 0.34
227.6MFY2025
−1.5% year over year
Last 12 mo 214.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Travelers Companies does

In the company’s own words

The Travelers Companies, Inc. (NYSE: TRV) is a holding company whose subsidiaries provide commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. Its three reportable segments are Business Insurance, Bond & Specialty Insurance and Personal Insurance. Business Insurance serves small, mid-sized and large companies with commercial coverage and risk-management and claims services, primarily through independent agents and brokers; it also operates internationally, including at Lloyd’s. Bond & Specialty provides surety, fidelity, management liability, professional liability and related coverage, while Personal Insurance principally offers automobile and homeowners insurance to individuals. The company distributes most products through independent agents and brokers, supplemented by direct, affinity and partner channels. In 2025, net written premiums were $22.7 billion for Business Insurance, $4.3 billion for Bond & Specialty Insurance and $17.4 billion for Personal Insurance. Personal Insurance had approximately 8.4 million active U.S. policies at year-end. Founded in 1853, Travelers sold its Canadian personal insurance business and most of its Canadian commercial insurance business in January 2026, retaining its Canadian surety business. Its website is www.travelers.com.

Company details
Sector
Financials
Industry (SIC)
Property & Casualty Insurance
Headquarters
SAINT PAUL, MN
Fiscal year end
December
CIK
86312
SIC
6331

Financial performance, year by year

Fiscal 2013–2025 · USD
$-4.89B$9.78B$24.46B$39.14B$53.81B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Travelers Companies — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

834
funds hold it
1 of 35
superinvestors hold it
$24.07B
held by funds, at market
37.1%
of shares held by funds
16
bond issues held by funds

Superinvestors in Travelers Companies · what they did last quarter

Chris BloomstranUNCHANGED
Semper Augustus Investments Group
0.7%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · Travelers Companies’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.10%of fund net assets
VANGUARD 500 INDEX FUND
VOO · VANGUARD INDEX FUNDS
0.11%of fund net assets
iShares Core S&P 500 ETF
IVV · iShares Trust
0.11%of fund net assets
MFS Value Fund
MEIAX · MFS SERIES TRUST I
1.83%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Travelers Companies’s bonds, as funds hold them

Funds report holding 16 issues of Travelers Companies’s debt, $562.86M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.05%, maturing 2027 to 2055.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Travelers Companies and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Travelers Companies's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Travelers Companies's last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.