10x Insights
Loading account…
Companies / Financials / TRICO BANCSHARES
TCBK

TRICO BANCSHARES

FinancialsBanks & Brokers
Ticker TCBKCHICO, CAFiscal year ends DecemberBook value per share $41.66Diluted shares 32.2M

TriCo Bancshares, Inc. (Nasdaq: TCBK) operates as a bank holding company headquartered in California with its principal subsidiary, Tri Counties Bank, a California-chartered commercial bank. The company's website is www.tcbk.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$419.18M
+5.9% year over year
Last 12 mo $437.09M
0.00%
$121.56M
+5.8% year over year
Last 12 mo $135.51M
9.15%
−0.3 percentage points
Last 12 mo 10.09%
Cash & financing
$133.29M
+21.5% year over year
Last 12 mo $138.38M
$127.93M
+21.7% year over year
Last 12 mo $133.13M
6.26
Was 6.78× a year earlier
Last 12 mo 0.04
32.9M
−1.1% year over year
Last 12 mo 32.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What TRICO BANCSHARES does

In the company’s own words

TriCo Bancshares, Inc. (Nasdaq: TCBK) operates as a bank holding company headquartered in California with its principal subsidiary, Tri Counties Bank, a California-chartered commercial bank. The company's website is www.tcbk.com.

TriCo provides comprehensive banking and financial services to personal, small business, and commercial customers throughout California. The Bank operates a network of stand-alone and in-store branches across California communities, complemented by advanced online and mobile banking platforms and access to a nationwide network of over 40,000 surcharge-free ATMs. Banking services are available through phone support seven days per week. As of December 31, 2025, the company maintained total assets of approximately $9.8 billion.

The company's loan portfolio reflects a diversified approach to commercial and consumer lending. Commercial real estate loans comprise 68.3% of total loans at $4.9 billion, consumer loans represent 18.5% at $1.3 billion, commercial and industrial loans account for 6.5% at $464.4 million, and real estate construction loans total 4.2% at $301.0 million. The Bank serves diverse industries including manufacturing, real estate development, retail, wholesale, transportation, agriculture, commerce, oil and gas, and professional services. Most loans are direct originations to individuals and businesses in California where the Bank maintains physical presence.

Beyond traditional banking, TriCo provides brokerage and wealth management services through Tri Counties Advisors, operating under an arrangement with Raymond James Financial Services, Inc. The company also offers treasury management services and customary banking products including safe deposit boxes at select branches.

TriCo employed 1,148 persons as of December 31, 2025, with 1,135 full-time equivalent employees. The company emphasizes employee development through competitive compensation, comprehensive benefits including employer-subsidized health insurance, tuition reimbursement, 401(k) retirement plans, and employee stock ownership programs. The organization maintains a strong community commitment, with employees logging over 10,100 volunteer hours during 2025 supporting more than 350 organizations.

The company operates as a well-capitalized institution subject to Federal Reserve supervision and FDIC insurance, maintaining regulatory compliance across extensive federal and state banking regulations.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
CHICO, CA
Fiscal year end
December
CIK
356171
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-43.71M$87.42M$218.55M$349.67M$480.80M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns TRICO BANCSHARES — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

231
funds hold it
0 of 35
superinvestors hold it
$661.09M
held by funds, at market
40.0%
of shares held by funds

Largest fund holders · TRICO BANCSHARES’s weight in each

Franklin Small Cap Value Fund
FRVLX · Franklin Value Investors Trust
1.26%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.05%of fund net assets
Fidelity Small Cap Value Fund
FCPVX · Fidelity Securities Fund
0.65%of fund net assets
Fidelity Series Small Cap Opportunities Fund
FSOPX · Fidelity Securities Fund
0.61%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do TRICO BANCSHARES and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of TRICO BANCSHARES's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in TRICO BANCSHARES's last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.