TRUSTCO BANK CORP N Y
TrustCo Bank Corp NY (Nasdaq: TBNK) operates as a savings and loan holding company providing comprehensive financial services through its principal subsidiary, Trustco Bank, a federal savings bank. The company maintains its principal place of business in Glenville, New York and serves customers across a multi-state… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What TRUSTCO BANK CORP N Y does
In the company’s own words
TrustCo Bank Corp NY (Nasdaq: TBNK) operates as a savings and loan holding company providing comprehensive financial services through its principal subsidiary, Trustco Bank, a federal savings bank. The company maintains its principal place of business in Glenville, New York and serves customers across a multi-state footprint spanning New York, Florida, Vermont, Massachusetts, and New Jersey.
As of December 31, 2025, TrustCo manages total assets of $6.4 billion and deposits of $5.6 billion. The company operates 134 banking offices and 154 automatic teller machines across its service territories, with the largest concentration in the Capital District area of New York State and central Florida. Trustco Bank is the largest for-profit depository institution headquartered in the Capital District.
The company's core business centers on residential and commercial lending, deposit gathering, and trust and wealth management services. Trustco Bank originates primarily fixed-rate, owner-occupied residential real estate loans held in portfolio, along with home equity lines of credit and home equity loans. The commercial lending portfolio includes both commercial loans based on borrower cash flows and commercial real estate loans secured by real property. Consumer lending encompasses personal installment loans, automobile financing, and overdraft lines of credit. The bank offers a broad selection of deposit instruments including noninterest-bearing demand deposits, interest-bearing accounts, savings accounts, and certificates of deposit, with specialized products designed for business customers.
Trustco Financial Services, operating as the bank's trust department, manages approximately $1.27 billion in assets under trust, custody, or management as of year-end 2025. The department provides executor and trustee services for estates and personal trusts, asset and wealth management, estate planning advice, custodial services, and acts as trustee for employee benefit plans and corporate pension arrangements.
The company's subsidiary, Trustco Realty Corp., operates as a real estate investment trust acquiring and managing residential mortgage loans and mortgage-backed securities. Under New York State tax law, sixty percent of dividends received by the bank from Trustco Realty Corp. are excluded from taxable income for state purposes.
TrustCo competes through personalized financial relationships, community involvement, and a tradition of financial strength and integrity established since its 1981 incorporation.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- ALBANY, NY
- Fiscal year end
- December
- CIK
- 357301
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns TRUSTCO BANK CORP N Y — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · TRUSTCO BANK CORP N Y’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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