United Bankshares, Inc.
United Bankshares, Inc. (NASDAQ: UBSI) operates as a financial holding company providing comprehensive community banking services across the Mid-Atlantic and Southeast regions of the United States. The company's website is www.ubsi-inc.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What United Bankshares, Inc. does
In the company’s own words
United Bankshares, Inc. (NASDAQ: UBSI) operates as a financial holding company providing comprehensive community banking services across the Mid-Atlantic and Southeast regions of the United States. The company's website is www.ubsi-inc.com.
As of December 31, 2025, United Bankshares maintains consolidated assets of approximately $33.7 billion and shareholders' equity of $5.5 billion. The company conducts its banking operations primarily through United Bank, a Virginia state-chartered member bank that serves as the primary operating subsidiary. United Bankshares operates as a single reportable segment focused on community banking, having consolidated its mortgage origination and sales business during 2024.
The company's loan portfolio totals approximately $24.6 billion, with significant concentrations in commercial real estate and construction lending, representing approximately 48 percent of total loans. Commercial, financial, and agricultural loans comprise a substantial portion of the portfolio, while residential real estate and consumer loans round out the lending mix. United Bankshares also maintains an investment portfolio comprised of mortgage-backed securities, asset-backed securities, municipal obligations, U.S. Treasury securities, and corporate securities.
United Bankshares employs 2,694 employees and officers across its operations, with 2,612 working in the community banking segment. The company maintains an extensive geographic footprint spanning West Virginia, Virginia, Maryland, North Carolina, South Carolina, Georgia, Ohio, and Pennsylvania, with particular strength in major metropolitan statistical areas including Charleston, Huntington, Parkersburg, and Morgantown in West Virginia, as well as the Washington D.C., Baltimore, and Atlanta metropolitan areas.
The company's service offerings include deposit products, commercial and consumer lending, residential mortgage origination, trust services, investment advisory services, and brokerage operations through United Brokerage Services, Inc. Digital banking capabilities, automated teller machine access through the NYCE network, and telephone banking services provide customers with convenient access to accounts and financial management tools.
United Bankshares has grown substantially through strategic acquisitions, most recently completing the acquisition of Piedmont Bancorp, Inc. in January 2025, which added approximately $2.4 billion in assets and expanded operations into the Atlanta market. Prior acquisitions have similarly expanded the company's geographic reach and market presence throughout its operating regions.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- CHARLESTON, WV
- Fiscal year end
- December
- CIK
- 729986
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns United Bankshares, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · United Bankshares, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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