United Community Banks, Inc.
United Community Banks, Inc. (NYSE: UCB) is a bank holding company that provides diversified financial services primarily through United Community Bank, serving individuals, businesses, nonprofits, and commercial, retail, governmental, educational, energy, health care, and real estate customers. Its offerings include… From the company’s description.
Over the twelve months to Sep 30, 2026, United Community Banks, Inc. reported revenue of $822.21M, down 20.6% from a year earlier, and net income of $146.64M. Its pre-tax margin was 23.2%. In fiscal 2025, it reported revenue of $1.06B, up 11.7% from fiscal 2024, and net income of $328.10M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What United Community Banks, Inc. does
In the company’s own words
United Community Banks, Inc. (NYSE: UCB) is a bank holding company that provides diversified financial services primarily through United Community Bank, serving individuals, businesses, nonprofits, and commercial, retail, governmental, educational, energy, health care, and real estate customers. Its offerings include deposit accounts, commercial and consumer loans, residential mortgages, SBA and USDA lending, equipment finance, payment processing, private banking, wealth management, trust, investment advisory, and insurance services, delivered through branches and digital channels. The company operates a community banking business across Georgia, South Carolina, North Carolina, Tennessee, Florida, and Alabama, complemented by nationwide SBA, USDA, and equipment finance lending. Its United Community Private Wealth division provides investment, planning, fiduciary, and insurance services; UCMS originates residential mortgages, while UCPS provides payment processing through a joint venture. The company reports as a consolidated banking organization rather than describing reportable operating segments in the provided business overview. At December 31, 2025, it had $28.0 billion in assets and 3,070 full-time-equivalent employees. Its website is www.ucbi.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- GREENVILLE, SC
- Fiscal year end
- December
- CIK
- 857855
- SIC
- 6022
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns United Community Banks, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · United Community Banks, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
United Community Banks, Inc.’s bonds, as funds hold them
Funds report holding 1 issues of United Community Banks, Inc.’s debt, $3.50M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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