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Companies / Consumer Discretionary / Upbound Group, Inc.
UPBD

Upbound Group, Inc.

Consumer DiscretionaryBusiness Services & Software
Ticker UPBDPLANO, TXFiscal year ends DecemberBook value per share $12.76Diluted shares 58.8M

Upbound Group, Inc. (Nasdaq: UPBD) provides lease-to-own services and financial wellness products, primarily for underserved consumers in the United States, Puerto Rico and Mexico. Through Acima, it arranges in-store and online lease-to-own transactions through third-party retailers, while Rent-A-Center leases durable… From the company’s description.

Over the twelve months to Sep 30, 2026, Upbound Group, Inc. reported revenue of $4.73B, up 3.2% from a year earlier, and net income of $111.39M. Its operating margin was 5.5%, and operations generated $498.69M in cash. In fiscal 2025, it reported revenue of $4.70B, up 8.7% from fiscal 2024, and net income of $73.24M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$4.70BFY2025
+8.7% year over year
Last 12 mo $4.73B
4.76%FY2025
−2 percentage points
Last 12 mo 5.50%
$73.24MFY2025
−40.7% year over year
Last 12 mo $111.39M
10.53%FY2025
−9.1 percentage points
Last 12 mo 14.85%
Cash & financing
$305.57MFY2025
+191.8% year over year
Last 12 mo $498.69M
$238.71MFY2025
+392.7% year over year
Last 12 mo $433.56M
2.26FY2025
Was 2.08× a year earlier
Last 12 mo 1.80
58.6MFY2025
+4.8% year over year
Last 12 mo 58.8M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Upbound Group, Inc. does

In the company’s own words

Upbound Group, Inc. (Nasdaq: UPBD) provides lease-to-own services and financial wellness products, primarily for underserved consumers in the United States, Puerto Rico and Mexico. Through Acima, it arranges in-store and online lease-to-own transactions through third-party retailers, while Rent-A-Center leases durable goods through company-owned and franchise stores and e-commerce platforms. Customers can lease furniture, appliances, electronics, computers, tires and other products, with options to return merchandise or acquire ownership over time. The Brigit segment offers financial tools through mobile and web applications, including budgeting insights, earned wage access, credit-building services, savings offers and identity theft protection. The company reports four operating segments: Acima, Rent-A-Center, Brigit and Mexico. Its Rent-A-Center business includes the Get It Now and Home Choice store brands, while Acima provides virtual and staffed retailer options. Upbound acquired Acima in 2021 and Brigit in January 2025. As of December 31, 2025, it employed 12,050 people. Its website is www.upbound.com.

Company details
Sector
Consumer Discretionary
Industry (SIC)
Business Services & Software
Headquarters
PLANO, TX
Fiscal year end
December
CIK
933036
SIC
7359

Financial performance, year by year

Fiscal 2011–2025 · USD
$-1.43B$251.85M$1.93B$3.61B$5.28B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Upbound Group, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

287
funds hold it
0 of 35
superinvestors hold it
$633.59M
held by funds, at market
53.3%
of shares held by funds

Largest fund holders · Upbound Group, Inc.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.06%of fund net assets
Fidelity Value Fund
FDVLX · Fidelity Capital Trust
—of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.04%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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