UPBOUND GROUP, INC.
Upbound Group, Inc. (Nasdaq: UPBD) operates as a technology and data-driven leader in accessible and inclusive financial solutions serving underserved consumers. The company's website is www.upbound.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What UPBOUND GROUP, INC. does
In the company’s own words
Upbound Group, Inc. (Nasdaq: UPBD) operates as a technology and data-driven leader in accessible and inclusive financial solutions serving underserved consumers. The company's website is www.upbound.com.
The company operates through four primary business segments. The Acima segment provides lease-to-own solutions through third-party retailers in stores and online, enabling retailers to expand their customer base while allowing customers to access flexible lease-to-own arrangements for durable products at thousands of locations. The Rent-A-Center segment operates company-owned lease-to-own stores in the United States and Puerto Rico, along with franchising operations and e-commerce platforms including rentacenter.com, getitnowstores.com, and homechoicestores.com. The Mexico segment consists of company-owned lease-to-own stores operating in Mexico. The Brigit segment, acquired on January 31, 2025, offers financial health technology products and services through mobile and web applications, including Earned Wage Access advances, credit building tools, budgeting assistance, and identity theft protection.
The company's core business model centers on lease-to-own transactions, providing customers with flexible alternatives to obtain brand-name durable merchandise without long-term debt obligations or requiring upfront full payment. Customers can terminate agreements without penalty and have multiple pathways to ownership through early purchase options or completing lease renewal terms. The company emphasizes brand-name merchandise including Ashley Furniture, LG, Samsung, Sony, Nintendo, Whirlpool, and HP products.
As of December 31, 2025, Upbound Group employed 12,050 coworkers, with 10,290 in U.S. operations including Puerto Rico, 1,050 in Mexico operations, and 710 at corporate facilities. The company maintains a substantial physical footprint through company-owned stores, franchised locations, and third-party retailer partnerships across North America. The company's competitive advantages include proprietary automated decision engines for customer approval, extensive brand partnerships, omni-channel capabilities combining physical stores with e-commerce platforms, and data analytics capabilities to manage risk and attract customers across its diversified business segments.
Company details
- Sector
- Technology
- Industry
- Business Services & Software
- Headquarters
- PLANO, TX
- Fiscal year end
- December
- CIK
- 933036
- SIC
- 7359
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns UPBOUND GROUP, INC. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · UPBOUND GROUP, INC.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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