Velocity Financial, Inc.
Velocity Financial, Inc. (NYSE: VEL) is a vertically integrated real estate finance company that originates, securitizes and manages business-purpose loans secured by real estate. Its primary borrowers are investors and small business owners financing residential rental properties, including one- to four-unit homes,… From the company’s description.
In fiscal 2025, Velocity Financial, Inc. reported net income of $104.98M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Velocity Financial, Inc. does
In the company’s own words
Velocity Financial, Inc. (NYSE: VEL) is a vertically integrated real estate finance company that originates, securitizes and manages business-purpose loans secured by real estate. Its primary borrowers are investors and small business owners financing residential rental properties, including one- to four-unit homes, as well as multifamily, mixed-use and commercial properties. The company sources loans nationwide through independent mortgage brokers and direct borrower relationships, and offers long-term amortizing loans and short-term interest-only financing. Through its 2021 acquisition of an 80% interest in Century Health & Housing Capital, it also provides government-insured FHA financing for multifamily housing, senior housing and long-term care and assisted-living facilities. Velocity funds originations with warehouse facilities and securitizes loans for longer-term financing. At December 31, 2025, its held-for-investment loan portfolio totaled $6.5 billion in unpaid principal balance and covered properties in 48 states and the District of Columbia; it had 371 employees. Its website is www.velfinance.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Finance Services
- Headquarters
- WESTLAKE VILLAGE, CA
- Fiscal year end
- December
- CIK
- 1692376
- SIC
- 6199
Financial performance, year by year
Fiscal 2020–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Velocity Financial, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Velocity Financial, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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