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Companies / Financials / Virginia National Bankshares Corp
VABK

Virginia National Bankshares Corp

FinancialsCommercial Banks
Ticker VABKCHARLOTTESVILLE, VAFiscal year ends DecemberBook value per share $35.73Diluted shares 5.4M

Virginia National Bankshares Corporation (Nasdaq: VABK) is a bank holding company whose principal operating subsidiary, Virginia National Bank, provides commercial and retail banking and related financial services. The Bank serves individuals, businesses and charitable organizations, offering deposit accounts,… From the company’s description.

Over the twelve months to Jun 30, 2026, Virginia National Bankshares Corp reported revenue of $63.62M, up 13.3% from a year earlier, and net income of $24.80M. Its pre-tax margin was 48.9%. In fiscal 2025, it reported revenue of $57.60M, up 6.7% from fiscal 2024, and net income of $19.26M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$57.60MFY2025
+6.7% year over year
Last 12 mo $63.62M
41.81%FY2025
+3.1 percentage points
Last 12 mo 48.86%
$19.26MFY2025
+13.5% year over year
Last 12 mo $24.80M
10.46%FY2025
−0.1 percentage points
Last 12 mo 12.74%
Cash & financing
$21.33MFY2025
+39.5% year over year
Last 12 mo $23.25M
$20.75MFY2025
+42.6% year over year
Last 12 mo $22.66M
7.90FY2025
Was 9.03× a year earlier
Last 12 mo 7.36
5.4MFY2025
+0.5% year over year
Last 12 mo 5.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Virginia National Bankshares Corp does

In the company’s own words

Virginia National Bankshares Corporation (Nasdaq: VABK) is a bank holding company whose principal operating subsidiary, Virginia National Bank, provides commercial and retail banking and related financial services. The Bank serves individuals, businesses and charitable organizations, offering deposit accounts, treasury and cash management, merchant card services, debit cards, and commercial, real estate and consumer loans. It also provides trust and estate administration through VNB Trust and Estate Services. The company primarily serves communities in and around Charlottesville, Winchester, Manassas and Richmond, Virginia, and nearby counties. Its banking business includes deposit-taking, lending and trust services, rather than separately described reportable segments. Virginia National Bank began operations in 1998, and the holding company was formed in 2013 through a reorganization that made the Bank its wholly owned subsidiary. At December 31, 2025, the company had 140 full-time and eight part-time employees. Its website is www.vnb.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
CHARLOTTESVILLE, VA
Fiscal year end
December
CIK
1572334
SIC
6021

Financial performance, year by year

Fiscal 2014–2025 · USD
$-6.72M$13.44M$33.60M$53.77M$73.93M201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Virginia National Bankshares Corp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

105
funds hold it
0 of 35
superinvestors hold it
$41.60M
held by funds, at market
17.5%
of shares held by funds

Largest fund holders · Virginia National Bankshares Corp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
—of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.02%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Virginia National Bankshares Corp and its peers compare on margins and cash generation over ten years?”
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