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Companies / Financials / Western Union CO
WU

Western Union CO

FinancialsBusiness Services
Ticker WUDENVER, COFiscal year ends DecemberBook value per share $2.83Diluted shares 314.6M

The Western Union Company (NYSE: WU) provides cross-border money transfers, payments and digital financial services to consumers, businesses, financial institutions and governments. Its Consumer Money Transfer segment offers international and domestic transfers through agent locations, company-operated sites,… From the company’s description.

Over the twelve months to Sep 30, 2026, Western Union CO reported revenue of $4.01B, down 2.1% from a year earlier, and net income of $333.80M. Its operating margin was 14.2%, and operations generated $456.60M in cash. In fiscal 2025, it reported revenue of $4.05B, down 3.8% from fiscal 2024, and net income of $499.60M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$4.05BFY2025
−3.8% year over year
Last 12 mo $4.01B
18.70%FY2025
+1.5 percentage points
Last 12 mo 14.23%
$499.60MFY2025
−46.5% year over year
Last 12 mo $333.80M
52.16%FY2025
−44.3 percentage points
Last 12 mo 37.48%
Cash & financing
$543.70MFY2025
+33.8% year over year
Last 12 mo $456.60M
$392.90MFY2025
+42.5% year over year
Last 12 mo $276.20M
3.00FY2025
Was 3.04× a year earlier
Last 12 mo 3.24
327.6MFY2025
−4.0% year over year
Last 12 mo 314.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Western Union CO does

In the company’s own words

The Western Union Company (NYSE: WU) provides cross-border money transfers, payments and digital financial services to consumers, businesses, financial institutions and governments. Its Consumer Money Transfer segment offers international and domestic transfers through agent locations, company-operated sites, websites, mobile apps and digital partners; transfers are usually available within minutes for cash pickup or delivery to an account. Consumer Services includes bill payments, money orders, travel currency exchange, check acceptance, media, prepaid cards, lending partnerships and digital wallets. In 2025, Consumer Money Transfer generated 87% of consolidated revenue and Consumer Services 13%. Western Union’s network spanned more than 200 countries and territories, with approximately 360,000 locations conducting money transfer activity in the 12 months ended December 31, 2025; the company employed approximately 9,600 people at year-end. Services are offered principally under the Western Union brand, as well as Vigo and Orlandi Valuta, with other brands including Pago Fácil, Eurochange, Quick Collect, Quick Pay and Quick Cash. The company sold its Business Solutions business in 2023. Its website is www.westernunion.com.

Company details
Sector
Financials
Industry (SIC)
Business Services
Headquarters
DENVER, CO
Fiscal year end
December
CIK
1365135
SIC
7389

Financial performance, year by year

Fiscal 2011–2025 · USD
$-1.18B$687.28M$2.55B$4.42B$6.29B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Western Union CO — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

326
funds hold it
1 of 35
superinvestors hold it
$1.21B
held by funds, at market
47.7%
of shares held by funds
4
bond issues held by funds

Superinvestors in Western Union CO · what they did last quarter

Tweedy BrowneINCREASED +57.1%
Tweedy, Browne
0.2%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · Western Union CO’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.12%of fund net assets
—of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Schwab U.S. Dividend Equity ETF
SCHD · SCHWAB STRATEGIC TRUST
—of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.03%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Western Union CO’s bonds, as funds hold them

Funds report holding 4 issues of Western Union CO’s debt, $247.41M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 4.79%, maturing 2029 to 2040.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Western Union CO and its peers compare on margins and cash generation over ten years?”
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