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Companies / Financials / Wintrust Financial Corporation
WTFC

Wintrust Financial Corporation

FinancialsBanks & Brokers
Ticker WTFCROSEMONT, ILFiscal year ends DecemberBook value per share $110.35Diluted shares 68.2M

Wintrust Financial Corporation (Nasdaq: WTFC) is a financial holding company providing community banking, specialty finance and wealth management services. Through 16 bank subsidiaries, it serves individuals, small and midsized businesses, local governments and institutional clients, primarily in the Chicago… From the company’s description.

In fiscal 2025, Wintrust Financial Corporation reported revenue of $2.73B, up 11.2% from fiscal 2024, and net income of $823.84M. Its pre-tax margin was 41.0%. Over the twelve months to Jun 30, 2026, revenue was $2.86B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$2.73BFY2025
+11.2% year over year
Last 12 mo $2.86B
41.03%FY2025
+2.4 percentage points
Last 12 mo 42.50%
$823.84MFY2025
+18.5% year over year
Last 12 mo $900.36M
11.35%FY2025
+0.4 percentage points
Last 12 mo 11.96%
Cash & financing
$910.35MFY2025
+26.2% year over year
Last 12 mo $1.64B
$860.40MFY2025
+35.4% year over year
Last 12 mo $1.64B
8.57FY2025
Was 8.95× a year earlier
Last 12 mo 0.58
67.9MFY2025
+4.9% year over year
Last 12 mo 68.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Wintrust Financial Corporation does

In the company’s own words

Wintrust Financial Corporation (Nasdaq: WTFC) is a financial holding company providing community banking, specialty finance and wealth management services. Through 16 bank subsidiaries, it serves individuals, small and midsized businesses, local governments and institutional clients, primarily in the Chicago metropolitan area, southern Wisconsin, northwest Indiana and west Michigan. Its banking offerings include commercial and personal loans and deposits, mortgage origination, treasury management and digital banking. Specialty finance includes commercial and life insurance premium financing, equipment loans and leases, and accounts receivable financing and administrative services for staffing companies. Wealth management offerings include trust and investment management, brokerage, asset management and tax-deferred like-kind exchange services. The company reports three segments: community banking, specialty finance and wealth management, representing 74.7%, 18.4% and 6.9% of 2025 consolidated net revenue, respectively. Its brands and subsidiaries include Wintrust Mortgage, Veterans First, FIRST Insurance Funding, Wintrust Asset Finance and Tricom. Wintrust had $71.1 billion in assets and 209 banking locations as of December 31, 2025; its wealth management subsidiaries administered approximately $46.5 billion in assets. Its website is www.wintrust.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
ROSEMONT, IL
Fiscal year end
December
CIK
1015328
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-286.39M$572.78M$1.43B$2.29B$3.15B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Wintrust Financial Corporation — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

477
funds hold it
0 of 35
superinvestors hold it
$5.30B
held by funds, at market
50.2%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Wintrust Financial Corporation’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.30%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.13%of fund net assets
0.23%of fund net assets
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Wintrust Financial Corporation’s bonds, as funds hold them

Funds report holding 1 issues of Wintrust Financial Corporation’s debt, $37.63M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 4.85%, maturing 2029 to 2029.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Wintrust Financial Corporation and its peers compare on margins and cash generation over ten years?”
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