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Companies / Financials / Zions Bancorporation, National Association
ZION

Zions Bancorporation, National Association

FinancialsCommercial Banks
Ticker ZIONSALT LAKE CITY, UTFiscal year ends DecemberBook value per share $52.39Diluted shares 146.6M

Zions Bancorporation, National Association (Nasdaq: ZION) is a regional bank providing commercial, small-business, commercial real estate and retail banking, capital markets, investment banking, and wealth management services, primarily across 11 Western states. Its customers include businesses, public-sector… From the company’s description.

In fiscal 2025, Zions Bancorporation, National Association reported revenue of $3.38B, up 8.1% from fiscal 2024, and net income of $899.00M. Its pre-tax margin was 34.7%. Over the twelve months to Jun 30, 2026, revenue was $3.74B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$3.38BFY2025
+8.1% year over year
Last 12 mo $3.74B
34.71%FY2025
+2.4 percentage points
Last 12 mo 40.16%
$899.00MFY2025
+14.7% year over year
Last 12 mo $1.17B
12.52%FY2025
−0.3 percentage points
Last 12 mo 15.25%
Cash & financing
$1.07BFY2025
−6.5% year over year
Last 12 mo $1.80B
$952.00MFY2025
−9.4% year over year
Last 12 mo $1.68B
10.74FY2025
Was 12.60× a year earlier
Last 12 mo 0.25
147.2MFY2025
No change, year over year
Last 12 mo 146.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Zions Bancorporation, National Association does

In the company’s own words

Zions Bancorporation, National Association (Nasdaq: ZION) is a regional bank providing commercial, small-business, commercial real estate and retail banking, capital markets, investment banking, and wealth management services, primarily across 11 Western states. Its customers include businesses, public-sector entities, borrowers, and individuals, with products ranging from commercial lending, deposits and cash management to residential mortgages, cards, advisory, fiduciary, and investment management services. The bank operates through seven geographically defined affiliate banks that serve as its primary operating segments: Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington, which also operates as The Commerce Bank of Oregon. An enterprise-level “Other” segment provides governance, risk oversight, technology, back-office operations, and certain centrally managed businesses. In 2025, net revenue was $3.4 billion; at year-end, the bank had approximately $89 billion in assets and more than one million customers, served through 407 branches and digital channels. Its website is www.zionsbancorporation.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
SALT LAKE CITY, UT
Fiscal year end
December
CIK
109380
SIC
6021

Financial performance, year by year

Fiscal 2013–2025 · USD
$-373.80M$747.60M$1.87B$2.99B$4.11B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Zions Bancorporation, National Association — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

444
funds hold it
0 of 35
superinvestors hold it
$3.82B
held by funds, at market
39.0%
of shares held by funds

Largest fund holders · Zions Bancorporation, National Association’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.28%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.12%of fund net assets
FULLERTHALER BEHAVIORAL SMALL CAP EQUITY
FTHNX · Capitol Series Trust
1.38%of fund net assets
VANGUARD SMALL-CAP VALUE INDEX FUND
VBR · VANGUARD INDEX FUNDS
0.22%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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