Bridge Builder Municipal High-Income Bond Fund

Bridge Builder Trust · 1 share class

Actively managed U.S. bond fund
One fund, 1 share class:BBMHX
$6.43B NAV
3,628 positions · as of 2026-06-30 · filed 2026-08-26

Fund classification

Classified from what the fund holds · as of 2026 Q2

Bridge Builder Municipal High-Income Bond Fund is an actively managed U.S. bond fund. 41% of BBMHX’s stock holdings are in companies whose revenue grew in the top quartile of U.S. companies over the last five fiscal years (covering 100% of the fund’s equity).

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
Mixed credit
Rate sensitivity
Intermediate duration

Fund profile

As filed in the prospectus · 2025 Q4

The investment objective of the Bridge Builder Municipal High-Income Bond Fund (the Fund or the Municipal High-Income Bond Fund) is to provide current income exempt from federal tax.

Strategy · summarised

The fund invests at least 80% of assets in municipal securities whose interest is exempt from federal income tax, with at least 50% in securities rated Baa1 or lower by Moody's, BBB+ or lower by S&P or Fitch, or equivalent ratings, including below-investment-grade municipal bonds; unrated securities may be included if a sub-adviser believes them of comparable quality. Day-to-day management is delegated to multiple sub-advisers—Capital International and T. Rowe Price—each applying its own research and selection process to its allocated portion of the fund's assets. Capital International seeks attractively priced securities for long-term income; T. Rowe Price emphasizes fundamental credit research and sector selection while managing duration and diversification. Because portfolio decisions depend on each sub-adviser's assessment of credit quality and investment opportunity, performance will reflect the judgments and security selections of the sub-advisers retained and their respective allocations.

Expenses
0.16%one share class
Share classGrossNet
BBMHX0.39%0.16%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 30.00% · as of 2025 Q4

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

101.75%
of net assets
Bonds93.28%
Securitized3.86%
Derivatives2.43%
Cash & short-term2.18%

Derivatives are shown at market value, not notional exposure.

Portfolio growth profile

How much of the fund’s stock holdings are in fast-growing companies · as of 2026 Q2

Revenue growth
41%of stock holdings in top-quartile growers
covering 100% of the fund’s equity

Share of the fund’s equity (by value) in companies whose trailing five-year revenue — or net-income — growth ranks in the top 25% of U.S. public companies. Foreign and newly-listed holdings are excluded, so the figure covers only part of the book. From SEC filings — not investment advice. How we measure this.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 236 new173 exited

Largest new: F/C US 2YR NOTE (CBT) SEP26, F/C US 5YR NOTE (CBT) SEP26, BLACK BELT ENERGY 5% 06/01/36, NEW YORK NY V/R 04/01/42, MASSACHUSETTS ST 5.5% 12/01/56, MISSISSIPPI ST BU V/R 11/01/35, MISSISSIPPI ST BU V/R 12/01/30, CONNECTICUT ST HL V/R 07/01/57

Largest exited: F/C US 2YR NOTE (CBT) JUN26, SOUTHEAST ENERGY A 5% 10/01/30, UNIV OF CALIFORNIA 5% 05/15/30, ARIZONA INDL DEV V/R 02/01/48, WEST VIRGINIA ST V/R 04/01/36, FLORIDA ST DEV FI V/R 07/01/32, WISCONSIN ST HLTH 4% 11/15/34, TARRANT CNTY TX C V/R 11/15/55

Return profile

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

1-year
+7.84%
3-year
+17.08%
5-year
37 of 60 months
Volatility
4.55%
Worst 3-yr fall
-6.07%
Cumulative return· Jul 2023 – Apr 2026

May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30

Avg coupon
4.67%
Avg maturity
20.43 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

13%
floating
Fixed rate87.3%
Floating rate12.7%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y0.6%
1-3y1.7%
3-5y3.1%
5-10y11.8%
10y+82.9%
Flagged holdings
Defaulted: 1.06% · $66.33M · 88 positions
In arrears: none reported
Paid in kind: none reported

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying nearly as much.

Interest-rate duration
6.34 yr
approx. move per 100bp
Credit-spread duration
4.29 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -10.5%
of value
Interest rates60%
Credit spreads40%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+4.29
yrs total
Investment grade+3.32 yr
High yield+0.97 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate6.34 yr total
3 mo30 yr
3 mo0.08 yr1%
1 yr0.22 yr3%
5 yr1.13 yr18%
10 yr2.82 yr44%
30 yr2.09 yr33%
Credit spread4.29 yr total
3 mo30 yr
3 mo0.36 yr8%
1 yr0.31 yr7%
5 yr1.04 yr24%
10 yr1.86 yr43%
30 yr0.72 yr17%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.08+0.35+0.01$227.4k$6.3k
1 yr+0.22+0.24+0.08$152.3k$49.0k
5 yr+1.13+0.86+0.18$554.2k$115.9k
10 yr+2.82+1.39+0.47$896.6k$300.0k
30 yr+2.09+0.48+0.24$307.0k$153.0k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
FIDELITY INV MMKT GOVT-INST2.18%$140.06M
F/C US 2YR NOTE (CBT) SEP261.63%$104.92M
BUCKEYE OH TOBACCO 5% 06/01/555.00% · due 2055-06-010.90%$57.76M
F/C US 5YR NOTE (CBT) SEP260.80%$51.38M
PUERTO RICO CMWLT V/R 11/01/510.00% floating · due 2051-11-010.71%$45.95M
PUERTO RICO CMWLT V/R 11/01/430.00% floating · due 2043-11-010.69%$44.41M
PUERTO RICO SAL 4.75% 07/01/534.75% · due 2053-07-010.55%$35.45M
PUERTO RICO SALES ZCP 07/01/460.00% · due 2046-07-010.49%$31.24M
PUERTO RICO SALES 5% 07/01/585.00% · due 2058-07-010.44%$28.01M
PUBLIC FIN AUTH 5.75% 12/31/655.75% · due 2065-12-310.37%$24.07M
Showing 10 of 3,628Sign in to see more

Top 10 positions are 8.76% of net assets, top 25 12.85%, across 3.4K issuers.

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