Embark Commodity Strategy Fund

Harbor Funds II · 2 share classes

Actively managed U.S. bond fund
One fund, 2 share classes:ECSQXECSWX
$3.32B NAV
223 positions · as of 2026-04-30 · filed 2026-06-26

Fund classification

Classified from what the fund holds · as of 2026 Q2

Embark Commodity Strategy Fund is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Features
Non-diversified

Fund profile

As filed in the prospectus · 2026 Q1

The Fund seeks total return.

Strategy · summarised

The fund gains commodity exposure by investing in commodity-linked derivative instruments, including futures contracts and swaps across agricultural products, oil, metals, and other sectors, with day-to-day management delegated to six unaffiliated subadvisers who independently select investments for their respective portfolio sleeves. Up to 25% of assets may be invested through wholly-owned Cayman Islands subsidiaries to access commodity returns within tax law limits. The fund is non-diversified and may concentrate significantly in particular sectors or commodities; because commodity futures are leveraged instruments, small price changes produce disproportionate portfolio swings, and rolling contracts into contango markets can generate losses.

Expenses
0.71% 0.79%across 2 share classes
Share classGrossNet
ECSQX0.74%0.71%
ECSWX0.82%0.79%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 50.00% · as of 2026 Q1

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

84.25%
of net assets
Bonds51.67%
Cash & short-term28.00%
Derivatives4.58%

These positions come to 84.25% of net assets. Not everything a fund owns is reported as a holding — uninvested cash is collected at fund level instead — so the total is not expected to reach 100%.

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 106 new130 exited

Largest new: United States Treasury ×8

Largest exited: United States Treasury ×8

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+47.32%11.22%
+47.17%11.26%

These classes hold the same portfolio, so the 0.15pp spread over 1 year is the cost difference between them — roughly 0.15pp a year — not a difference in what they own.

Cumulative return· Feb 2024 – Apr 2026

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-04-30

Avg coupon
0.93%
Avg maturity
0.56 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

19%
floating
Zero-coupon or unclassified78.2%
Floating rate19.0%
Fixed rate2.8%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y3-5y
<1y84.3%
1-3y15.5%
3-5y0.2%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: none reported

Based on what filers reported; a filer that never reported a flag also reads as none.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying about half as much.

Interest-rate duration
0.17 yr
approx. move per 100bp
Credit-spread duration
0.10 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -0.5%
of value
Interest rates64%
Credit spreads36%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+0.10
yrs total
Investment grade+0.10 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. This filer signs its rate and credit disclosures differently; the direction shown follows its interest-rate filing, and a negative reading is the least-supported figure here.

Interest rate0.17 yr total
3 mo30 yr
3 mo0.15 yr87%
1 yr0.02 yr13%
5 yr0.00 yr0%
30 yr0.00 yr0%

10 yr is NEGATIVE (-0.00 yr) — a deliberate hedge at that point on the curve, so it is not part of the band above.

Credit spread0.10 yr total
3 mo5 yr
3 mo0.01 yr14%
1 yr0.06 yr62%
5 yr0.02 yr25%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.15+0.01+0.00$4.5k$0
1 yr+0.02+0.06+0.00$19.9k$0
5 yr+0.00+0.02+0.00$8.0k$0
10 yr-0.00+0.00+0.00$0$0
30 yr+0.00+0.00+0.00$0$0

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
United States Treasury0.00% · due 2026-08-1312.00%$397.81M
United States Treasury9.62%$318.77M
United States Treasury0.00% · due 2026-09-176.30%$208.82M
United States Treasury0.00% · due 2026-06-185.71%$189.34M
United States Treasury3.80%$126.08M
United States Treasury3.67%$121.78M
United States Treasury0.00% · due 2026-08-062.69%$89.13M
United States Treasury0.00% · due 2026-05-212.57%$85.16M
United States Treasury0.00% · due 2026-10-012.52%$83.52M
United States Treasury1.95%$64.57M
Showing 10 of 223Sign in to see more

Top 10 positions are 50.82% of net assets, top 25 68.43%, across 68 issuers.

See more of this fund's book

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