Fidelity Freedom 2020 Fund
Target-date 2020 fund
As of its 2026 Q2 report, Fidelity Freedom 2020 Fund held 48 positions with $12.57B in net assets. Its ten largest holdings made up 71.4% of the fund. The FFFDX share class costs 0.54% a year. Over the 12 months to May 2026, FFFDX returned 17.0%, with dividends reinvested. In 2026 Q2 it added 13 new positions and exited 12.
Fidelity Freedom 2020 Fund seeks high total return until its target retirement date. Thereafter the fund's objective will be to seek high current income and, as a
The fund invests in a mix of Fidelity U.S. equity, international equity, bond, and short-term funds, with the asset allocation shifting progressively toward a more conservative mix as it approaches and passes its 2020 target retirement date, eventually matching the allocation of the Fidelity Freedom Retirement Fund roughly 15 to 20 years later. The adviser actively adjusts exposures relative to these neutral allocations by up to 10% across major asset classes and may allocate up to 25% in aggregate to other debt and emerging markets strategies. Because the fund's returns depend on the performance of the underlying Fidelity funds it holds, divergence from the neutral glide path allocations will cause results to differ from the target-date strategy.
What you own
| Company | Weight | Value | Shares | Reported price |
|---|---|---|---|---|
FSIGXFidelity Salem Street Trust | 26.82% | $3.37B | 334.9M | $10.07 |
FEMSXFidelity Investment Trust | 6.49% | $815.91M | 25.4M | $32.14 |
FSTZXFidelity Salem Street Trust | 6.43% | $808.87M | 80.9M | $10.00 |
FSTDXFidelity Salem Street Trust | 6.37% | $800.68M | 104.5M | $7.66 |
FGLGXFidelity Hastings Street Trust | 4.90% | $616.08M | 20.9M | $29.52 |
FCGSXFidelity Mt. Vernon Street Trust | 4.82% | $606.06M | 17.9M | $33.82 |
FSTQXFidelity School Street Trust | 4.63% | $582.86M | 68.3M | $8.54 |
FIGSXFidelity Investment Trust | 3.75% | $472.24M | 21.9M | $21.57 |
FSOSXFidelity Investment Trust | 3.66% | $459.78M | 28.4M | $16.19 |
FINVXFidelity Investment Trust | 3.54% | $445.45M | 26.6M | $16.74 |
Reported price is the fund's own reported value divided by its own reported shares at 2026-06-30 — not a live quote, and not what the fund paid.
All 48 holdings, with the share counts as filed, open with a free account.
What the fund is made of
Percentages are of fund net assets. Rounding, liabilities and short positions can make totals differ from 100%.
| Stocks | 49.12% |
| Bonds | 40.41% |
| Securitized | 8.40% |
| Cash & short-term | 3.29% |
| 3 smaller | 0.31% |
Look-through blends 33 underlying funds; 2.162% of NAV was not looked through and stays direct-classified.
How it has done
FFFDX share class · total returns with dividends reinvested
Volatility over the last 12 months: 7.07%. Past returns are a record, not a forecast.
Jun 2026 has been filed since the trailing figures were struck, so it is not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.
The 4 share classes hold the same portfolio
| Share class | Expense ratio | 1 year | 3 years | 5 years | Worst fall |
|---|---|---|---|---|---|
| 0.54% | +16.95% | +41.29% | +27.93% | -7.39% | |
| 0.48% | +17.09% | +41.49% | +28.30% | -7.39% | |
| 0.28% | +17.24% | +42.36% | +29.31% | -7.34% | |
| 0.28% | — | — | — | — |
Fees & fund details
Fidelity Freedom 2020 Fund is a target-date 2020 fund.
- Asset class
- Target-date
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Target year
- 2020
- Features
- Fund of funds
- Expense ratio, by class
- 0.28% – 0.54%· FFFDX 0.54%
- Portfolio turnover
- 17.00% a year · as of 2026 Q2
Turnover is how much of the portfolio was replaced in a year.
Classified from what the fund holds, not from its name · 2026 Q2. The summary is a paraphrase of the prospectus; the objective is verbatim.
What changed this quarter
Positions that entered or left the fund since its previous filing. Positions that were only resized are not listed.
13 new· the largest 3
12 exited· the largest 3
Debt profile
What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30
Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.
| Fixed rate | 100.0% |
Share of the fund's debt value in each maturity band, shortest first.
| <1y | 100.0% |
Based on what filers reported; a filer that never reported a flag also reads as none.
Understand how this fund fits with the rest.
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