Fidelity Freedom Retirement Fund
Actively managed U.S. stock fund
As of its 2026 Q2 report, Fidelity Freedom Retirement Fund held 47 positions with $2.38B in net assets. Its ten largest holdings made up 79.6% of the fund. The FFFAX share class costs 0.46% a year. Over the 12 months to May 2026, FFFAX returned 11.2%, with dividends reinvested. In 2026 Q2 it added 12 new positions and exited 11.
Fidelity Freedom Retirement Fund seeks high current income and, as a
The fund invests through a combination of underlying Fidelity funds allocated across U.S. equities, international equities, bonds, and short-term instruments according to a stable neutral asset allocation strategy that the adviser is transitioning toward revised targets by end of first quarter 2027. The adviser actively adjusts exposures relative to neutral allocations by up to 10% for major asset classes and may allocate up to 25% in aggregate to alternative debt and emerging markets strategies based on intermediate-term market outlook. Because performance depends on the adviser's active allocation decisions and selection of underlying funds, results may diverge from a static allocation.
What you own
| Company | Weight | Value | Shares | Reported price |
|---|---|---|---|---|
FSIGXFidelity Salem Street Trust | 30.66% | $730.94M | 72.6M | $10.07 |
FSTZXFidelity Salem Street Trust | 20.59% | $490.75M | 49.1M | $10.00 |
FGNXXFidelity Salem Street Trust | 5.72% | $136.26M | 136.3M | $1.0000 |
FEMSXFidelity Investment Trust | 4.76% | $113.55M | 3.5M | $32.14 |
FSTQXFidelity School Street Trust | 4.66% | $111.15M | 13.0M | $8.54 |
FGLGXFidelity Hastings Street Trust | 3.06% | $72.84M | 2.5M | $29.52 |
FCGSXFidelity Mt. Vernon Street Trust | 3.02% | $71.91M | 2.1M | $33.82 |
FIGSXFidelity Investment Trust | 2.44% | $58.23M | 2.7M | $21.57 |
FSOSXFidelity Investment Trust | 2.40% | $57.18M | 3.5M | $16.19 |
FINVXFidelity Investment Trust | 2.32% | $55.38M | 3.3M | $16.74 |
Reported price is the fund's own reported value divided by its own reported shares at 2026-06-30 — not a live quote, and not what the fund paid.
All 47 holdings, with the share counts as filed, open with a free account.
What the fund is made of
Percentages are of fund net assets. Rounding, liabilities and short positions can make totals differ from 100%.
| Bonds | 51.02% |
| Stocks | 36.93% |
| Securitized | 9.81% |
| Cash & short-term | 3.53% |
| 3 smaller | 0.33% |
Look-through blends 33 underlying funds; 5.716% of NAV was not looked through and stays direct-classified.
How it has done
FFFAX share class · total returns with dividends reinvested
Volatility over the last 12 months: 4.67%. Past returns are a record, not a forecast.
Jun 2026 has been filed since the trailing figures were struck, so it is not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.
The 4 share classes hold the same portfolio
| Share class | Expense ratio | 1 year | 3 years | 5 years | Worst fall |
|---|---|---|---|---|---|
| 0.46% | +11.19% | +26.38% | +17.15% | -4.53% | |
| 0.42% | +11.24% | +26.43% | +17.39% | -4.42% | |
| 0.24% | +11.48% | +27.12% | +18.21% | -4.48% | |
| 0.24% | — | — | — | — |
Fees & fund details
Fidelity Freedom Retirement Fund is an actively managed U.S. equity fund.
- Asset class
- Equity
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Features
- Fund of funds
- Expense ratio, by class
- 0.24% – 0.46%· FFFAX 0.46%
- Portfolio turnover
- 20.00% a year · as of 2026 Q2
Turnover is how much of the portfolio was replaced in a year.
Classified from what the fund holds, not from its name · 2026 Q2. The summary is a paraphrase of the prospectus; the objective is verbatim.
What changed this quarter
Positions that entered or left the fund since its previous filing. Positions that were only resized are not listed.
12 new· the largest 3
11 exited· the largest 3
Debt profile
What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30
Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.
| Fixed rate | 100.0% |
Share of the fund's debt value in each maturity band, shortest first.
| <1y | 100.0% |
Based on what filers reported; a filer that never reported a flag also reads as none.
Understand how this fund fits with the rest.
Explore shared holdings, compare funds and follow their businesses with your connected AI:
- “Where do my funds overlap — FFFAX, QQQ and the fund in my 401(k)?”
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