Fidelity SAI International Credit Fund

Fidelity Salem Street Trust · 1 share class

Actively managed global bond fund
One fund, 1 share class:FSNDX
$2.30B NAV
299 positions · as of 2026-06-30 · filed 2026-08-24

Fund classification

Classified from what the fund holds · as of 2026 Q2

Fidelity SAI International Credit Fund is an actively managed global bond fund.

Asset class
Bonds
Region
Global
Management
Actively managed
Fund type
Open-end fund
Credit quality
Investment grade
Rate sensitivity
Intermediate duration

Fund profile

As filed in the prospectus · 2026 Q1

Fidelity SAI International Credit Fund seeks a high level of current income.

Strategy · summarised

The fund invests at least 80% of assets in debt securities issued by foreign entities, with a focus on investment-grade credit across emerging markets and developed economies, selecting securities based on credit quality, valuation, and trading opportunities. The fund may allocate up to 20% of assets to high-yield debt and uses derivatives including swaps, options, and futures to adjust risk exposure and hedge currency risk. Because security selection depends on the manager's credit analysis and valuation judgments, fund returns will diverge from any benchmark.

Expenses
0.41%one share class
Share classGrossNet
FSNDX0.42%0.41%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 55.00% · as of 2026 Q1

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

98.71%
of net assets
Bonds91.69%
Cash & short-term4.01%
Derivatives1.73%
Stocks1.28%

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 61 new58 exited

Largest new: BNP PARIBAS, KREDITANSTALT FUR WIEDERAUFB, JAPAN GOVERNMENT OF, UST NOTES ×3, DAVIDE CAMPARI MILANO NV, CAIXABANK SA

Largest exited: BNP PARIBAS, JAPAN GOVERNMENT OF ×3, BANCO BILBAO VIZCAYA ARGENTARIA S.A, GOLDMAN SACHS BANK USA, JAPAN TOBACCO INC, BLACKSTONE PROPERTY PARTNERS EUROPE HOLDINGS SARL

Return profile

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

1-year
+4.04%
3-year
+18.60%
5-year
37 of 60 months
Volatility
3.10%
Worst 3-yr fall
-2.20%
Cumulative return· Jul 2023 – Apr 2026

May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30

Avg coupon
3.97%
Avg maturity
7.67 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

18%
floating
Fixed rate82.2%
Floating rate17.8%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y1.7%
1-3y9.1%
3-5y14.5%
5-10y60.6%
10y+14.1%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: 0.01% · $0.14M · 1 positions

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

More of this fund’s sensitivity sits in credit spreads than in interest rates — a rate rally that comes with a credit selloff works against it.

Interest-rate duration
5.13 yr
approx. move per 100bp
Credit-spread duration
5.33 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -10.5%
of value
Credit spreads51%
Interest rates49%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+5.33
yrs total
Investment grade+5.07 yr
High yield+0.25 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate5.13 yr total
3 mo30 yr
3 mo0.01 yr0%
1 yr0.33 yr6%
5 yr2.46 yr48%
10 yr1.88 yr37%
30 yr0.46 yr9%
Credit spread5.33 yr total
3 mo30 yr
3 mo0.23 yr4%
1 yr1.03 yr19%
5 yr2.40 yr45%
10 yr1.32 yr25%
30 yr0.33 yr6%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.01+0.20+0.03$46.0k$7.0k
1 yr+0.33+0.94+0.10$215.0k$22.6k
5 yr+2.46+2.29+0.11$527.1k$25.4k
10 yr+1.88+1.32+0.01$302.7k$1.7k
30 yr+0.46+0.33+0.00$75.7k$699

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Rate exposure by currency

Duration contribution in years, summing to the fund's 5.13 yr.

EUR+2.43 yr
USD+1.85 yr
GBP+0.50 yr
CAD+0.22 yr
AUD+0.10 yr
JPY+0.03 yr

This is where the fund's rate exposure sits, not its currency risk — most international bond funds hedge the currency back to dollars, and the size of those hedges is not in the filing. Tenors are also summed across curves, so a 5-year JPY point and a 5-year USD point are added together.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
Fidelity Revere Street Trust4.01%$92.09M
UST NOTES4.13% · due 2031-10-312.08%$47.76M
UST NOTES4.25% · due 2035-05-151.72%$39.50M
UNITED STATES TREASURY BOND5.00% · due 2045-05-151.67%$38.39M
BNP PARIBAS1.47%$33.78M
EUROPEAN UNION3.38% · due 2035-12-121.34%$30.77M
KREDITANSTALT FUR WIEDERAUFB0.75% · due 2029-01-151.28%$29.40M
KREDITANSTALT FUR WIEDERAUFB0.00% · due 2028-11-091.27%$29.12M
UST NOTES4.00% · due 2032-04-301.24%$28.52M
UNITED STATES TREASURY BOND4.63% · due 2045-11-151.23%$28.33M
Showing 10 of 299Sign in to see more

Top 10 positions are 17.30% of net assets, top 25 29.77%, across 157 issuers.

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