Fidelity SAI Tax-Free Bond Fund

Fidelity Salem Street Trust · 1 share class

Actively managed U.S. bond fund
One fund, 1 share class:FSAJX
$5.65B NAV
1,784 positions · as of 2026-04-30 · filed 2026-06-26

Fund classification

Classified from what the fund holds · as of 2026 Q2

Fidelity SAI Tax-Free Bond Fund is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
Investment grade
Rate sensitivity
Long duration

Fund profile

As filed in the prospectus · 2026 Q1

Fidelity SAI Tax-Free Bond Fund seeks to provide a high current yield exempt from federal income tax.

Strategy · summarised

The fund invests at least 80% of assets in investment-grade municipal securities whose interest is exempt from federal income tax, selecting securities across sectors and maturities to match the interest rate risk of a supplemental index. The manager analyzes credit quality, security features, valuation, and trading opportunities to build the portfolio. Because security selection depends on the manager's credit analysis and valuation judgments, fund holdings and returns may diverge from the index.

Expenses
0.25%one share class
Share classGrossNet
FSAJX0.35%0.25%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 12.00% · as of 2026 Q1

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

100.61%
of net assets
Bonds93.41%
Cash & short-term7.20%

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 85 new23 exited

Largest new: BLACK BELT ENERGY GAS DIST ALAGAS PROJ REV ×3, CALIFORNIA CMNTY CHOICE FING AUTH CLEAN ENERGY PROJ REV, NEW YORK ST DORM AUTH ST PERS INCOME TAX REV, WASHINGTON ST, FEDERAL HOME LN MTG CORP MULTIFAMILY VAR RATE CTFS RELATING TO TO MUN SECS, TEXAS MUNICIPAL GAS ACQUISITION and SUPPLY CORP V

Largest exited: NEW YORK ST TWY AUTH ST PERS, SAN ANTONIO TX ELEC and GAS REV, KENTUCKY INC KY PUB ENERGY AUTH GAS SUPPLY REV, NEW YORK N Y CITY TRANSITIONALFIN AUTH REV, METROPOLITAN WASH D C ARPTS AUTH DULLES TOLL RD REV, PUBLIC FIN AUTH WIS SR LIVING REV, NATIONAL FIN AUTH N H MUN CTFS, MIDDLE FORK PROJECT FINANCE AUTHORITY

Return profile

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

1-year
+6.33%
3-year
+11.82%
5-year
+5.83%
Volatility
3.97%
Worst 3-yr fall
-5.16%
Cumulative return· May 2023 – Apr 2026

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-04-30

Avg coupon
4.02%
Avg maturity
17.03 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

15%
floating
Fixed rate84.5%
Floating rate15.5%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y0.8%
1-3y2.0%
3-5y6.2%
5-10y19.7%
10y+71.3%
Flagged holdings
Defaulted: 0.01% · $0.64M · 3 positions
In arrears: 0.01% · $0.64M · 3 positions
Paid in kind: none reported

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

More of this fund’s sensitivity sits in credit spreads than in interest rates — a rate rally that comes with a credit selloff works against it.

Interest-rate duration
7.21 yr
approx. move per 100bp
Credit-spread duration
7.34 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -14.5%
of value
Credit spreads50%
Interest rates50%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+7.34
yrs total
Investment grade+6.97 yr
High yield+0.37 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate7.21 yr total
3 mo30 yr
3 mo0.01 yr0%
1 yr0.25 yr3%
5 yr1.47 yr20%
10 yr3.63 yr50%
30 yr1.85 yr26%
Credit spread7.34 yr total
3 mo30 yr
3 mo0.49 yr7%
1 yr1.64 yr22%
5 yr2.87 yr39%
10 yr2.00 yr27%
30 yr0.34 yr5%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.01+0.47+0.02$267.9k$11.6k
1 yr+0.25+1.57+0.07$888.9k$37.4k
5 yr+1.47+2.75+0.12$1.55m$69.6k
10 yr+3.63+1.88+0.12$1.06m$69.3k
30 yr+1.85+0.30+0.04$168.5k$20.8k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
Fidelity Revere Street Trust7.20%$406.73M
SOUTHEAST ENERGY AUTHORITY A COOPERATIVE DISTRICT5.00% · due 2030-10-011.22%$69.01M
BLACK BELT ENERGY GAS DIST ALAGAS PROJ REV5.00% · due 2034-12-010.97%$54.94M
BLACK BELT ENERGY GAS DIST ALAGAS PROJ REV5.00% · due 2033-10-010.85%$47.75M
WISCONSIN ST HEALTH and EDL FACSAUTH REV5.00% · due 2032-10-010.70%$39.71M
CALIFORNIA CMNTY CHOICE FING AUTH CLEAN ENERGY PROJ REV5.00% · due 2031-02-010.55%$31.07M
BLACK BELT ENERGY GAS DIST ALAGAS PROJ REV5.00% floating · due 2055-12-010.55%$30.79M
TENNESSEE ENGY ACQ CRP GAS REV5.00% · due 2035-12-010.54%$30.46M
MAIN STR NAT GAS INC GA GAS SUPPLY REV4.00% floating · due 2052-07-010.51%$28.59M
NEW JERSEY ST TPK AUTH TPK REV5.00% · due 2032-01-010.49%$27.89M
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Top 10 positions are 13.58% of net assets, top 25 19.50%, across 573 issuers.

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