Goldman Sachs High Yield Municipal Fund

Goldman Sachs Trust · Series S000009255 · 6 share classes

Bond fund · 98% debt· rate + credit risk filed
One fund, 6 share classes:GHYIXGHYAXGHYCXGYIRXGHYSXGGLPX
$13.80B NAV
3,652 positions · as of 2026-06-30 · filed 2026-08-26
data updated 2026-09-08

Fund profile

As filed in the prospectus · 2025 Q3

The Goldman Sachs High Yield Municipal Fund (the Fund) seeks a high level of current income that is exempt from regular federal income tax and may also consider the potential for capital appreciation.

Strategy · summarised

The fund invests at least 80% of assets in tax-exempt municipal securities, with a majority in high-yield (non-investment grade) issues rated BB+/Ba1 or below, selecting securities based on credit profile, yield, structure, and pricing relative to the municipal market. Because the fund's returns depend on the manager's security selection rather than tracking a stated index, performance may diverge materially from its benchmark. The fund may concentrate holdings in issuers within a single state or economic sector.

Expenses
0.52% 1.59%across 6 share classes
Share classGrossNet
GHYIX0.56%0.53%
GHYAX0.89%0.84%
GHYCX1.64%1.59%
GYIRX0.64%0.59%
GHYSX0.55%0.52%
GGLPX0.55%0.52%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 18.00% · as of 2025 Q3

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

98.73%
of net assets
Bonds97.96%
Cash & short-term0.77%

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 124 new50 exited

Largest new: SKYFALL INFRASTRUCTURE FING DIST UTAH, DORMITORY AUTHORITY OF THE STATE OF NEW YORK (NY), BUFFALO & ERIE CNTY N Y, STARK CNTY OHIO PORT AUTH, ARIZONA INDL DEV AUTH, HOUSTON TEX, RESORT CORE PUB INFRASTRUCTURE DIST NO 1 UTAH, NEW YORK TRANSPORTATION DEVELOPMENT CORP (NY)

Largest exited: NEW YORK N Y, BUCKEYE TOBACCO SETTLEMENT FINANCING AUTHORITY (OH), MISSISSIPPI BUSINESS FIN CORP MISS ×2, CALIFORNIA INFRASTRUCTURE & ECONOMIC DEV BK, OHIO ST AIR QUALITY DEV AUTH, TOBACCO SETTLEMENT FINANCING CORP (VA), GOLDEN STATE TOBACCO SECURITIZATION CORP

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+5.50%+14.47%+4.96%5.09%-7.34%
+5.18%+13.42%+3.34%5.11%-7.31%
+4.40%+10.90%-0.45%5.09%-7.59%
+5.44%+14.27%+4.66%5.09%-7.24%
+5.52%+14.51%+5.00%5.03%-7.35%
+5.52%+14.51%+5.00%5.10%-7.35%

These classes hold the same portfolio, so the 5.45pp spread over 5 years is the cost difference between them — roughly 1.09pp a year — not a difference in what they own.

Cumulative return· Jul 2023 – Apr 2026

May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30

Avg coupon
4.67%
Avg maturity
21.69 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

8%
floating
Fixed rate82.9%
Zero-coupon or unclassified9.4%
Floating rate7.7%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y0.4%
1-3y1.2%
3-5y2.1%
5-10y8.6%
10y+87.7%
Flagged holdings
Defaulted: 3.52% · $476.50M · 134 positions
In arrears: 0.70% · $94.70M · 29 positions
Paid in kind: none reported

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying nearly as much.

Interest-rate duration
7.67 yr
approx. move per 100bp
Credit-spread duration
7.45 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -15.0%
of value
Interest rates51%
Credit spreads49%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+7.45
yrs total
High yield+4.45 yr
Investment grade+2.99 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. This filer signs its rate and credit disclosures differently; the direction shown follows its interest-rate filing, and a negative reading is the least-supported figure here.

Interest rate7.67 yr total
3 mo30 yr
3 mo0.03 yr0%
1 yr0.34 yr4%
5 yr1.32 yr17%
10 yr3.71 yr48%
30 yr2.27 yr30%
Credit spread7.45 yr total
3 mo30 yr
3 mo0.08 yr1%
1 yr0.03 yr0%
5 yr0.24 yr3%
10 yr2.23 yr30%
30 yr4.86 yr65%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.03+0.00+0.08$78$112.6k
1 yr+0.34+0.02+0.02$22.3k$21.7k
5 yr+1.32+0.13+0.11$176.6k$152.3k
10 yr+3.71+0.98+1.25$1.36m$1.72m
30 yr+2.27+1.87+3.00$2.58m$4.13m

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
PUERTO RICO SALES TAX FINANCING CORP5.00% · due 2058-07-011.49%$205.91M
PUERTO RICO SALES TAX FINANCING CORP0.00% · due 2046-07-011.05%$144.67M
PUERTO RICO SALES TAX FINANCING CORP4.33% · due 2040-07-010.78%$107.45M
GOLDMAN SACHS TRUST0.77%$106.25M
DETROIT (MI), CITY OF4.00% floating · due 2044-04-010.63%$86.44M
NEW JERSEY TRANSPORTATION TRUST FUND AUTHORITY (NJ)0.00% · due 2035-12-150.60%$82.84M
NEW HOPE CULTURAL ED FACS FIN CORP5.50% · due 2057-01-010.60%$82.75M
SKYFALL INFRASTRUCTURE FING DIST UTAH7.00% · due 2055-12-010.51%$70.95M
PUERTO RICO SALES TAX FINANCING CORP0.00% · due 2051-07-010.47%$65.26M
BUCKEYE TOBACCO SETTLEMENT FINANCING AUTHORITY (OH)5.00% · due 2055-06-010.47%$64.69M
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Top 10 positions are 7.37% of net assets, top 25 13.05%, across 1.3K issuers.

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