High Yield Fixed Income Fund

Northern Funds · 1 share class

Actively managed U.S. bond fund
One fund, 1 share class:NHFIX
$2.12B NAV
539 positions · as of 2026-06-30 · filed 2026-08-28

Fund classification

Classified from what the fund holds · as of 2026 Q2

High Yield Fixed Income Fund is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
High yield
Rate sensitivity
Intermediate duration

Fund profile

As filed in the prospectus · 2025 Q3

The Fund seeks a high level of current income. In doing so, the Fund also may consider the potential for capital appreciation.

Strategy · summarised

The fund invests at least 80% of assets in below-investment-grade bonds and fixed-income securities rated BB, Ba or lower, selected through a relative value approach that analyzes economic conditions and compares expected returns against assumed risks; the adviser may emphasize particular sectors or security types expected to offer favorable risk-adjusted returns. Because security selection depends on the adviser's analysis and models, fund performance will diverge from any benchmark. The fund may hold focused positions exceeding 15% of assets in individual sectors and engages in active trading without regard to portfolio turnover.

Expenses
0.61%one share class
Share classGrossNet
NHFIX0.66%0.61%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 45.13% · as of 2025 Q3

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

104.98%
of net assets
Bonds94.97%
Derivatives6.11%
Cash & short-term3.90%

Derivatives are shown at market value, not notional exposure.

Sector allocation

The same holdings as Allocation above, grouped by market sector instead of asset type · as of 2026 Q2

100%
of net assets
Other51.4%
International15.9%
Financials4.8%
Consumer Discretionary4.2%
10 smaller23.6%

Government, Securitized and Cash are non-corporate buckets; International is foreign holdings we don’t sector-classify, and Other is the residual (held funds, unresolved names).

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 76 new77 exited

Largest new: Chicago Board of Trade ×3, HLF FINC. SARL LLC 7.75%, MERIDIAN ARC HOLDCO 6.25%, SEADRILL FIN. LTD 6.75%, VISTAJET MALTA FIN. 8.75%, COREWEAVE INC 9.75%

Largest exited: CBOT ×2, LEVEL 3 FINC. INC 4.25%, SERVICE PROPS. TRUS 5.50%, PBF HLDG. CO LLC / 6.00%, ACADEMY LTD 6.00%, BEAZER HOMES USA I 5.875%, EG GBL. FIN. PLC 12.00%

Return profile

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

1-year
+9.44%
3-year
+29.08%
5-year
+22.95%
Volatility
3.02%
Worst 3-yr fall
-2.67%
Cumulative return· Jul 2023 – Apr 2026

May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30

Avg coupon
7.30%
Avg maturity
5.21 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

0%
floating
Fixed rate99.7%
Floating rate0.2%
Zero-coupon or unclassified0.1%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y3.2%
1-3y19.0%
3-5y34.8%
5-10y39.6%
10y+3.4%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: 0.21% · $4.23M · 2 positions

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying nearly as much.

Interest-rate duration
3.10 yr
approx. move per 100bp
Credit-spread duration
2.80 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -6.0%
of value
Interest rates53%
Credit spreads47%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+2.80
yrs total
High yield+2.65 yr
Investment grade+0.15 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate3.10 yr total
3 mo30 yr
3 mo0.28 yr9%
1 yr0.63 yr20%
5 yr1.66 yr54%
10 yr0.50 yr16%
30 yr0.03 yr1%
Credit spread2.80 yr total
3 mo30 yr
3 mo0.03 yr1%
1 yr0.63 yr23%
5 yr1.64 yr59%
10 yr0.47 yr17%
30 yr0.03 yr1%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.28+0.00+0.03$282$6.3k
1 yr+0.63+0.02+0.61$5.0k$128.8k
5 yr+1.66+0.05+1.59$10.6k$337.3k
10 yr+0.50+0.05+0.42$10.9k$88.5k
30 yr+0.03+0.02+0.01$4.1k$2.9k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
NI US GOV T PORTFOLIO3.90%$82.87M
Chicago Board of Trade3.88%$82.45M
Chicago Board of Trade3.02%$64.23M
CCO HLDGS. LLC / CC 5.00%5.00% · due 2028-02-010.89%$18.96M
ECHOSTAR CORP 10.75%10.75% · due 2029-11-300.68%$14.39M
AMERICAN AIRLINES I 5.75%5.75% · due 2029-04-200.61%$13.04M
VENTURE GBL. LNG IN 9.50%9.50% · due 2029-02-010.61%$12.94M
CERDIA FINANZ GMBH 9.375%9.38% · due 2031-10-030.57%$12.04M
ARDONAGH GRP. FIN. 8.875%8.88% · due 2032-02-150.55%$11.73M
NCR ATLEOS CORP 9.50%9.50% · due 2029-04-010.55%$11.71M
Showing 10 of 539Sign in to see more

Top 10 positions are 15.27% of net assets, top 25 22.06%, across 521 issuers.

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