JPMorgan SmartRetirement 2030 Fund
JPMorgan Trust I · 8 share classes
Fund classification
Classified from what the fund holds · as of 2026 Q2
JPMorgan SmartRetirement 2030 Fund is a target-date 2030 fund.
- Asset class
- Target-date
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Target year
- 2030
- Features
- Fund of funds
Fund profile
As filed in the prospectus · 2025 Q4
The Fund seeks high total return with a shift to current income and some capital appreciation over time as the Fund approaches and passes the target retirement date.
The fund invests in underlying mutual funds and ETFs—primarily J.P. Morgan Funds for active strategies and J.P. Morgan passive ETFs for index exposure, with unaffiliated passive ETFs used only when J.P. Morgan equivalents are unavailable—along with direct securities and derivatives to implement a target allocation that shifts progressively toward fixed income as the fund approaches its 2030 target retirement date. The fund's actual allocations may diverge from its stated targets by up to 15 percent, or beyond that amount if the adviser determines conditions warrant substantial risk reduction to preserve capital.
| Share class | Gross | Net |
|---|---|---|
| JSMAX | 0.87% | 0.79% |
| JSMCX | 1.39% | 1.35% |
| JSMSX | 0.61% | 0.60% |
| JSMIX | 0.46% | 0.45% |
| JSMZX | 1.11% | 1.10% |
| JSMYX | 0.36% | 0.35% |
| JSMNX | 0.87% | 0.85% |
| JSMQX | 0.61% | 0.60% |
Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.
Portfolio turnover 14.00% · as of 2025 Q4
Allocation
Asset groups · long / short shown separately, never netted · 2026 Q2
| Other | 99.33% |
| Cash & short-term | 0.56% |
| Bonds | 0.10% |
| Derivatives | 0.03% |
Derivatives are shown at market value, not notional exposure.
Latest quarter
What changed since the fund's previous filing
Return profile
Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026
| Share class | 1-year | 3-year | 5-year | Vol | Worst fall |
|---|---|---|---|---|---|
| +17.92% | +40.08% | +30.16% | 8.04% | -7.38% | |
| +17.27% | +37.73% | +26.59% | 8.06% | -7.56% | |
| +18.16% | +40.84% | +31.40% | 8.06% | -7.40% | |
| +18.36% | +41.46% | +32.39% | 8.03% | -7.36% | |
| +17.57% | +38.80% | +28.15% | 8.06% | -7.49% | |
| +18.48% | +41.98% | +33.06% | 8.07% | -7.31% | |
| +17.88% | +39.80% | +29.79% | 8.12% | -7.44% | |
| +18.13% | +40.89% | +31.41% | 8.02% | -7.37% |
These classes hold the same portfolio, so the 6.47pp spread over 5 years is the cost difference between them — roughly 1.29pp a year — not a difference in what they own.
May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.
Debt profile
What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-06-30
Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.
| Fixed rate | 100.0% |
Share of the fund's debt value in each maturity band, shortest first.
| <1y | 100.0% |
Based on what filers reported; a filer that never reported a flag also reads as none.
Holdings
By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page
| Ticker | Issuer | %NAV | Value | Shares |
|---|---|---|---|---|
| — | JPMorgan Core Bond Fund | 27.47% | $982.53M | — |
| — | JPMorgan U.S. Research Enhanced Equity Fund | 12.59% | $450.27M | — |
| JUEMX | JPMorgan U.S. Equity FundJUEMX | 12.36% | $442.11M | — |
| — | JPMorgan Core Plus Bond Fund | 9.16% | $327.71M | — |
| — | JPMorgan International Research Enhanced Equity ETF | 8.07% | $288.59M | — |
| — | JPMorgan Global Select Equity ETF | 5.55% | $198.66M | — |
| JHYUX | JPMorgan High Yield FundJHYUX | 5.51% | $196.94M | — |
| JNEMX | JPMorgan International Equity FundJNEMX | 4.14% | $148.02M | — |
| — | JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | 4.00% | $143.12M | — |
| — | JPMorgan Inflation Managed Bond ETF | 2.12% | $75.90M | — |
Top 10 positions are 90.98% of net assets, top 25 100.02%, across 22 issuers.
See more of this fund's book
More positions with filed share counts, and the quarter-over-quarter change list rather than the largest few — free with an account, no card required.
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