JPMorgan Ultra-Short Municipal Fund

JPMorgan Trust IV · 2 share classes

Actively managed U.S. bond fund
One fund, 2 share classes:USMSXUSMTX
$2.62B NAV
1,092 positions · as of 2026-05-31 · filed 2026-07-28

Fund classification

Classified from what the fund holds · as of 2026 Q2

JPMorgan Ultra-Short Municipal Fund is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund

Fund profile

As filed in the prospectus · 2026 Q2

The Fund seeks as high a level of current income exempt from federal income tax as is consistent with relative stability of principal.

Strategy · summarised

The fund invests primarily in investment-grade municipal securities with an average weighted maturity of two years or less, selecting individual securities based on a value-oriented risk/reward analysis that considers interest rate risk, credit risk, duration, liquidity, and legal structure. Up to 10% of assets may be invested in below-investment-grade municipal securities, and up to 20% in taxable securities. Because the fund's strategy depends on the adviser's security selection decisions, performance will diverge from any benchmark.

Expenses
0.18% 0.38%across 2 share classes
Share classGrossNet
USMSX0.77%0.38%
USMTX0.51%0.18%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 58.00% · as of 2026 Q2

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

103.75%
of net assets
Bonds68.99%
Cash & short-term34.76%
Derivatives0.01%

Derivatives are shown at market value, not notional exposure.

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 177 new100 exited

Largest new: State of Delaware, District of Columbia, Bergen County Improvement Authority (The), City of Albany NY, Borough of Carteret NJ, New York State Dormitory Authority, Nebraska Public Power District, 2026 Loan Holding-1

Largest exited: Tarrant County Cultural Education Facilities Finance Corp., Triborough Bridge & Tunnel Authority, Monmouth County Improvement Authority (The), State of Ohio, Bergen County Improvement Authority (The), Town of Westford MA, New York City Municipal Water Finance Authority, Borough of East Rutherford NJ

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+2.88%+9.38%+9.21%0.49%-0.11%
+3.09%+10.09%+10.35%0.51%-0.09%

These classes hold the same portfolio, so the 1.14pp spread over 5 years is the cost difference between them — roughly 0.23pp a year — not a difference in what they own.

Cumulative return· Jun 2023 – Apr 2026

May 2026 has been filed since the trailing figures were struck, so it is not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-05-31

Avg coupon
4.59%
Avg maturity
3.16 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

6%
floating
Fixed rate93.4%
Floating rate6.2%
Zero-coupon or unclassified0.3%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y50.7%
1-3y27.0%
3-5y13.0%
5-10y1.8%
10y+7.6%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: none reported

Based on what filers reported; a filer that never reported a flag also reads as none.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying nearly as much.

Interest-rate duration
0.85 yr
approx. move per 100bp
Credit-spread duration
0.84 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -1.5%
of value
Interest rates50%
Credit spreads50%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+0.84
yrs total
Investment grade+0.77 yr
High yield+0.07 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate0.85 yr total
3 mo10 yr
3 mo0.11 yr13%
1 yr0.44 yr52%
5 yr0.29 yr35%
10 yr0.00 yr0%
Credit spread0.84 yr total
3 mo5 yr
3 mo0.07 yr8%
1 yr0.46 yr54%
5 yr0.32 yr38%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.11+0.05+0.02$12.8k$4.8k
1 yr+0.44+0.41+0.05$106.8k$13.5k
5 yr+0.29+0.31+0.00$82.2k$829
10 yr+0.00+0.00+0.00$0$0
30 yr+0.00+0.00+0.00$0$0

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
JPMorgan Institutional Tax Free Money Market Fund12.98%$340.16M
Pennsylvania Turnpike Commission1.34%$35.00M
Rib Floater Trust Various States1.20%$31.41M
Black Belt Energy Gas District0.97%$25.56M
New York City Transitional Finance Authority Future Tax Secured Revenue0.95%$25.00M
Ohio State University (The)0.95%$25.00M
City of New York NY0.95%$25.00M
Township of Woodbridge NJ4.00% · due 2026-10-090.84%$22.10M
Fairfax County Industrial Development Authority0.84%$22.00M
Croton-Harmon Union Free School District4.00% · due 2026-06-260.76%$20.02M
Showing 10 of 1,092Sign in to see more

Top 10 positions are 21.80% of net assets, top 25 31.96%, across 552 issuers.

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