MyDestination 2045 Fund
GuideStone Funds · 3 share classes
Fund classification
Classified from what the fund holds · as of 2026 Q2
MyDestination 2045 Fund is a target-date 2045 fund.
- Asset class
- Target-date
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Target year
- 2045
- Features
- Fund of funds
Fund profile
As filed in the prospectus · 2026 Q2
The MyDestination 2045 Fund seeks the highest total return over time consistent with its asset mix. Total return includes capital appreciation and income.
The fund invests in a diversified portfolio of underlying GuideStone Funds across equity, fixed income, real assets, and alternative strategies, with day-to-day management delegated to sub-advisers. The asset allocation automatically shifts toward a more conservative mix as the target retirement date approaches, reaching approximately 49% equities at the 2045 target date and declining further to roughly 31% equities about 15 years after retirement. The fund excludes companies publicly recognized for products or services incompatible with Christian values, including those involving abortion, sexual immorality, alcohol, tobacco, or gambling. Allocations may vary up to 10 percentage points from the stated glide path based on the adviser's market outlook.
| Share class | Expense ratio |
|---|---|
| GMFZX | 0.69% |
| GMYYX | 0.43% |
Portfolio turnover 8.00% · as of 2026 Q2
Allocation
Asset groups · long / short shown separately, never netted · 2026 Q2
| Stocks | 98.66% |
| Cash & short-term | 1.25% |
| Derivatives | 1.23% |
Derivatives are shown at market value, not notional exposure.
Latest quarter
What changed since the fund's previous filing
New: Chicago Mercantile Exchange
Exited: CME
Return profile
Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026
| Share class | 1-year | 3-year | 5-year | Vol | Worst fall |
|---|---|---|---|---|---|
| +25.32% | +57.91% | +50.73% | 11.15% | -8.82% | |
| +25.68% | +59.12% | +52.69% | 11.24% | -8.80% |
These classes hold the same portfolio, so the 1.96pp spread over 5 years is the cost difference between them — roughly 0.39pp a year — not a difference in what they own.
May 2026 and Jun 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.
Holdings
By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page
| Ticker | Issuer | %NAV | Reported price | Value | Shares |
|---|---|---|---|---|---|
| — | GUIDESTONE - EQTY. IDX. | 46.40% | $73.61 | $1.08B | 14.7M |
| GIIYX | GUIDESTONE INTL. EQTY. IGIIYX | 21.70% | $15.63 | $506.21M | 32.4M |
| GMDYX | GUIDESTONE MEDIUM-DURATIOGMDYX | 10.63% | $12.76 | $248.00M | 19.4M |
| GEMYX | GUIDESTONE EMG. MKT. EQTGEMYX | 6.00% | $15.90 | $140.11M | 8.8M |
| GSCYX | GUIDESTONE SMALL CAP EQTGSCYX | 5.64% | $20.39 | $131.54M | 6.5M |
| GDMYX | GUIDESTONE DEFENSIVE MKT.GDMYX | 3.93% | $12.26 | $91.69M | 7.5M |
| GGBEX | GUIDESTONE GBL. BD. FUNDGGBEX | 2.65% | $8.75 | $61.94M | 7.1M |
| GREYX | GUIDESTONE GBL. REAL ESTGREYX | 1.71% | $10.20 | $39.82M | 3.9M |
| — | GUIDESTONE FUNDS | 1.25% | — | $29.14M | — |
| — | Chicago Mercantile Exchange | 1.23% | — | $28.78M | — |
Reported price is the fund's own reported value divided by its own reported shares at 2026-06-30 — not a live quote, and not what the fund paid.
Top 10 positions are 101.14% of net assets, top 25 101.14%, across 10 issuers.
See more of this fund's book
More positions with filed share counts, and the quarter-over-quarter change list rather than the largest few — free with an account, no card required.
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