NYLI MacKay High Yield Corporate Bond Fund

NEW YORK LIFE INVESTMENTS FUNDS · 9 share classes

Actively managed U.S. bond fund
One fund, 9 share classes:MHCAXMKHCXMYHCXMHYIXMHYRXMHHIXMHYSXMHYTXMHHSX
$10.51B NAV
635 positions · as of 2026-04-30 · filed 2026-06-25

Fund classification

Classified from what the fund holds · as of 2026 Q2

NYLI MacKay High Yield Corporate Bond Fund is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
High yield
Rate sensitivity
Short duration

Fund profile

As filed in the prospectus · 2026 Q1

The Fund seeks maximum current income through investment in a diversified portfolio of high-yield debt securities. Capital appreciation is a secondary objective.

Strategy · summarised

The fund invests at least 80% of its assets in high-yield corporate debt securities rated below investment grade, selected by its subadvisor through analysis of individual companies' competitive position, financial condition, and asset coverage relative to debt value. The fund may also hold up to 20% in equities and may shift to investment-grade securities or cash during periods of adverse market conditions. Because security selection depends on the subadvisor's subjective appraisal of asset coverage and issuer quality, fund performance will reflect the accuracy of those judgments.

Expenses
0.57% 1.91%across 8 share classes
Share classExpense ratio
MHCAX0.97%
MYHCX1.91%
MHYIX0.72%
MHYRX1.07%
MHHIX1.16%
MHYSX0.57%
MHYTX1.32%
MHHSX1.16%

Portfolio turnover 34.00% · as of 2026 Q1

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

95.71%
of net assets
Bonds88.40%
Loans5.64%
Stocks1.29%
Other0.38%

Sector allocation

The same holdings as Allocation above, grouped by market sector instead of asset type · as of 2026 Q2

100%
of net assets
Other53.0%
International15.9%
Consumer Discretionary5.6%
Utilities4.7%
9 smaller20.7%

Government, Securitized and Cash are non-corporate buckets; International is foreign holdings we don’t sector-classify, and Other is the residual (held funds, unresolved names).

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 74 new65 exited

Largest new: Core Scientific Finance I LLC, Talen Energy Supply LLC ×2, PR RNO Property Owner 1 LLC, OAK-Eagle Acquireco, Inc. ×2, Skeena Resources Ltd., LifePoint Health, Inc.

Largest exited: Lightning Power LLC, Varex Imaging Corp., Hologic, Inc., Bristow Group, Inc., Chobani Holdco II LLC, RHP Hotel Properties LP, Frontier Communications Holdings LLC, Genesis Energy LP

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+6.95%+22.52%+20.87%2.36%-1.59%
+5.95%+19.20%+15.45%2.37%-1.75%
+7.21%+23.43%+22.39%2.26%-1.55%
+6.84%+22.14%+20.26%2.26%-1.61%
+6.67%+21.65%+19.83%2.38%-1.61%
+7.40%+23.84%+23.17%2.29%-1.53%
+6.59%+21.27%+18.75%2.29%-1.66%
+6.69%+21.58%+19.20%2.26%-1.43%
Cumulative return· May 2023 – Apr 2026

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-04-30

Avg coupon
6.52%
Avg maturity
4.91 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

9%
floating
Fixed rate91.2%
Floating rate8.8%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y1.6%
1-3y24.0%
3-5y36.7%
5-10y35.0%
10y+2.8%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: 2.31% · $228.49M · 14 positions

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

More of this fund’s sensitivity sits in credit spreads than in interest rates — a rate rally that comes with a credit selloff works against it.

Interest-rate duration
2.53 yr
approx. move per 100bp
Credit-spread duration
2.81 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -5.5%
of value
Credit spreads53%
Interest rates47%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+2.81
yrs total
High yield+2.76 yr
Investment grade+0.06 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate2.53 yr total
3 mo30 yr
3 mo0.00 yr0%
1 yr0.38 yr15%
5 yr1.57 yr62%
10 yr0.49 yr19%
30 yr0.09 yr3%
Credit spread2.81 yr total
3 mo30 yr
3 mo0.00 yr0%
1 yr0.42 yr15%
5 yr1.74 yr62%
10 yr0.51 yr18%
30 yr0.14 yr5%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.00+0.00+0.00$87$832
1 yr+0.38+0.02+0.41$17.5k$427.9k
5 yr+1.57+0.03+1.71$30.2k$1.80m
10 yr+0.49+0.01+0.50$12.5k$523.8k
30 yr+0.09+0.00+0.14$0$143.4k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
Great Outdoors Group LLC6.90% floating · due 2032-01-230.81%$85.46M
TransDigm, Inc.6.38% · due 2029-03-010.76%$79.62M
Jazz Securities DAC4.38% · due 2029-01-150.55%$58.08M
Jane Street Group7.13% · due 2031-04-300.55%$57.54M
Talen Energy Supply LLC8.63% · due 2030-06-010.54%$56.42M
CCO Holdings LLC4.50% · due 2032-05-010.53%$55.63M
Core Scientific Finance I LLC7.75% · due 2031-05-150.52%$54.19M
Organon & Co.5.13% · due 2031-04-300.51%$53.11M
1011778 B.C. Unlimited Liability Co.4.00% · due 2030-10-150.50%$52.37M
Quikrete Holdings, Inc.6.38% · due 2032-03-010.50%$52.17M
Showing 10 of 635Sign in to see more

Top 10 positions are 5.76% of net assets, top 25 12.38%, across 376 issuers.

See more of this fund's book

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