One Choice In Retirement Portfolio
Target-date fund
As of its 2026 Q2 report, One Choice In Retirement Portfolio held 20 positions with $2.35B in net assets. Its ten largest holdings made up 81.7% of the fund. The ARTOX share class costs 0.76% a year. Over the 12 months to May 2026, ARTOX returned 12.0%, with dividends reinvested. In 2026 Q3 it added no new positions and exited none.
The fund seeks current income.
The fund is a fund of funds that invests in other American Century mutual funds spanning U.S. and international equities, real estate, investment-grade and high-yield bonds, and short-term fixed-income securities, maintaining a neutral allocation of approximately 45% equities, 45% bonds, and 10% short-term investments. The portfolio managers may make modest deviations from this neutral mix in response to market conditions, which could cause allocations to diverge from the stated targets. The fund is designed for investors at or in retirement who plan to gradually withdraw account value and assumes a retirement age of 65.
What you own
| Company | Weight | Value | Shares | Reported price |
|---|---|---|---|---|
ACDOXAmerican Century Diversified Bond Fund | 17.13% | $403.07M | 44.1M | $9.15 |
AGBGXAmerican Century Global Bond Fund | 11.89% | $279.87M | 32.1M | $8.72 |
ACFLXAmerican Century Focused Large Cap Value Fund | 8.97% | $211.14M | 19.1M | $11.03 |
AFEGXAmerican Century Large Cap Equity Fund | 8.79% | $206.73M | 4.1M | $50.12 |
ASDOXAmerican Century Short Duration Fund | 7.55% | $177.77M | 18.1M | $9.80 |
APOGXAmerican Century Short Duration Inflation Protection Bond Fund | 7.13% | $167.86M | 15.7M | $10.70 |
ACAFXAmerican Century International Value Fund | 6.65% | $156.58M | 12.9M | $12.17 |
ACAEXAmerican Century International Growth Fund | 5.92% | $139.39M | 10.0M | $13.92 |
ACIHXAmerican Century Growth Fund | 4.16% | $97.88M | 1.6M | $61.52 |
ACHFXAmerican Century High Income Fund | 3.49% | $82.15M | 9.4M | $8.70 |
Reported price is the fund's own reported value divided by its own reported shares at 2026-04-30 — not a live quote, and not what the fund paid.
All 20 holdings, with the share counts as filed, open with a free account.
What the fund is made of
Percentages are of fund net assets. Rounding, liabilities and short positions can make totals differ from 100%.
| Stocks | 50.90% |
| Bonds | 32.93% |
| Securitized | 14.35% |
| Cash & short-term | 2.29% |
| Loans | 0.20% |
| Derivatives | -0.05% |
Look-through blends 19 underlying funds; 2.732% of NAV was not looked through and stays direct-classified.
The outer band is exposure held short — written against the portfolio rather than part of it, which is why it sits outside the ring and why the two are never netted into one figure.
How it has done
ARTOX share class · total returns with dividends reinvested
Volatility over the last 12 months: 6.08%. Past returns are a record, not a forecast.
Jun 2026 and Jul 2026 have been filed since the trailing figures were struck, so they are not in the table above or the curve — every figure here shares one cut-off, which is what makes them comparable with other funds.
The 6 share classes hold the same portfolio
| Share class | Expense ratio | 1 year | 3 years | 5 years | Worst fall |
|---|---|---|---|---|---|
| 0.76% | +11.99% | +32.72% | +24.55% | -5.90% | |
| 1.01% | +11.72% | +31.73% | +23.00% | -5.96% | |
| 0.56% | +12.29% | +33.61% | +25.80% | -5.86% | |
| 1.26% | +11.49% | +30.77% | +21.46% | -5.96% | |
| 1.76% | +10.94% | +28.92% | +18.52% | -6.13% | |
| 0.41% | +12.41% | +34.24% | +26.80% | -5.83% |
These classes hold the same portfolio, so the 8.28pp spread over 5 years is the cost difference between them — roughly 1.66pp a year — not a difference in what they own.
Fees & fund details
One Choice In Retirement Portfolio is a target-date fund.
- Asset class
- Target-date
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Features
- Fund of funds
- Expense ratio, by class
- 0.41% – 1.76%· ARTOX 0.76%
- Portfolio turnover
- 14.00% a year · as of 2025 Q4
Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.
Turnover is how much of the portfolio was replaced in a year.
Classified from what the fund holds, not from its name · 2026 Q2. The summary is a paraphrase of the prospectus; the objective is verbatim.
What changed this quarter
Positions that entered or left the fund since its previous filing. Positions that were only resized are not listed.
0 new
0 exited
Understand how this fund fits with the rest.
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