One Choice In Retirement Portfolio
American Century Asset Allocation Portfolios, Inc. · 6 share classes
Fund classification
Classified from what the fund holds · as of 2026 Q2
One Choice In Retirement Portfolio is a target-date fund.
- Asset class
- Target-date
- Region
- United States
- Management
- Actively managed
- Fund type
- Open-end fund
- Features
- Fund of funds
Fund profile
As filed in the prospectus · 2025 Q4
The fund seeks current income.
The fund is a fund of funds that invests in other American Century mutual funds spanning U.S. and international equities, real estate, investment-grade and high-yield bonds, and short-term fixed-income securities, maintaining a neutral allocation of approximately 45% equities, 45% bonds, and 10% short-term investments. The portfolio managers may make modest deviations from this neutral mix in response to market conditions, which could cause allocations to diverge from the stated targets. The fund is designed for investors at or in retirement who plan to gradually withdraw account value and assumes a retirement age of 65.
| Share class | Gross | Net |
|---|---|---|
| ARTOX | 0.80% | 0.76% |
| ARTAX | 1.05% | 1.01% |
| ATTIX | 0.62% | 0.56% |
| ARSRX | 1.30% | 1.26% |
| ATTCX | 1.80% | 1.76% |
| ARDTX | 0.51% | 0.41% |
Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.
Portfolio turnover 14.00% · as of 2025 Q4
Allocation
Asset groups · long / short shown separately, never netted · 2026 Q2
| Stocks | 50.90% |
| Bonds | 32.93% |
| Securitized | 14.35% |
| Cash & short-term | 2.29% |
| Loans | 0.20% |
| Derivatives | -0.05% |
Look-through blends 19 underlying funds; 2.732% of NAV was not looked through and stays direct-classified.
The outer band is exposure held short — written against the portfolio rather than part of it, which is why it sits outside the ring and why the two are never netted into one figure.
Latest quarter
What changed since the fund's previous filing
Return profile
Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026
| Share class | 1-year | 3-year | 5-year | Vol | Worst fall |
|---|---|---|---|---|---|
| +12.85% | +29.23% | +23.80% | 6.19% | -5.90% | |
| +12.57% | +28.27% | +22.26% | 6.14% | -5.96% | |
| +13.06% | +30.00% | +24.94% | 6.17% | -5.86% | |
| +12.25% | +27.21% | +20.72% | 6.16% | -5.96% | |
| +11.70% | +25.37% | +17.80% | 6.10% | -6.13% | |
| +13.25% | +30.52% | +25.93% | 6.17% | -5.83% |
These classes hold the same portfolio, so the 8.14pp spread over 5 years is the cost difference between them — roughly 1.63pp a year — not a difference in what they own.
Holdings
By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page
| Ticker | Issuer | %NAV | Reported price | Value | Shares |
|---|---|---|---|---|---|
| ACDOX | American Century Diversified Bond FundACDOX | 17.13% | $9.15 | $403.07M | 44.1M |
| AGBGX | American Century Global Bond FundAGBGX | 11.89% | $8.72 | $279.87M | 32.1M |
| ACFLX | American Century Focused Large Cap Value FundACFLX | 8.97% | $11.03 | $211.14M | 19.1M |
| AFEGX | American Century Large Cap Equity FundAFEGX | 8.79% | $50.12 | $206.73M | 4.1M |
| ASDOX | American Century Short Duration FundASDOX | 7.55% | $9.80 | $177.77M | 18.1M |
| APOGX | American Century Short Duration Inflation Protection Bond FundAPOGX | 7.13% | $10.70 | $167.86M | 15.7M |
| ACAFX | American Century International Value FundACAFX | 6.65% | $12.17 | $156.58M | 12.9M |
| ACAEX | American Century International Growth FundACAEX | 5.92% | $13.92 | $139.39M | 10.0M |
| ACIHX | American Century Growth FundACIHX | 4.16% | $61.52 | $97.88M | 1.6M |
| ACHFX | American Century High Income FundACHFX | 3.49% | $8.70 | $82.15M | 9.4M |
Reported price is the fund's own reported value divided by its own reported shares at 2026-04-30 — not a live quote, and not what the fund paid.
Top 10 positions are 81.69% of net assets, top 25 99.94%, across 20 issuers.
See more of this fund's book
More positions with filed share counts, and the quarter-over-quarter change list rather than the largest few — free with an account, no card required.
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