T. Rowe Price Summit Municipal Intermediate Fund

T. ROWE PRICE SUMMIT MUNICIPAL FUNDS, INC. · 3 share classes

Actively managed U.S. bond fund
One fund, 3 share classes:PRSMXPAIFXPRTMX
$4.87B NAV
1,057 positions · as of 2026-04-30 · filed 2026-06-25

Fund classification

Classified from what the fund holds · as of 2026 Q2

T. Rowe Price Summit Municipal Intermediate Fund is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
Investment grade
Rate sensitivity
Intermediate duration

Fund profile

As filed in the prospectus · 2025 Q4

The fund seeks the highest level of income exempt from federal income taxes consistent with moderate price fluctuation.

Strategy · summarised

The fund invests at least 90% of its assets in investment-grade municipal securities to generate federal tax-exempt income, with a dollar-weighted average effective maturity between three and ten years, and may allocate up to 10% to below-investment-grade municipal bonds. Because the fund may hold a significant portion of assets in specialized sectors such as health care, transportation, utilities, or private activity bonds, concentration risk in those sectors could affect returns.

Portfolio turnover 23.60% · as of 2025 Q4

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

99.59%
of net assets
Bonds99.20%
Securitized0.39%

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 211 new51 exited

Largest new: BLACK BELT ENERGY GAS, SALT LAKE CITY UT ARPT REV AMT SER A, WASHINGTON ST-C, WA SUBURBAN SAN DT ×2, GRTR ORLANDO FL AVTN AMT PRTY SUB SER A, BUILD NYC RESOURCE-B 144A, BLACK BELT ENERGY-I

Largest exited: PUB FIN AUTH WI HLTHCARE SYS SER B DLY, MO ST BJC HLTH C VRDN, NYC TRNTL FIN AUTH FUT TX SCD SBSR E-3 DLY, NJ TPK AUTH-B, SAN FRAN CA ARPTS COMMN AMT 2ND SER C, MD ST HLTH & HGR ED MEDSTAR HLTH, VA RESOURCES AUTH-REF, NYC TRANS FIN AUTH BLG AID REV SER S2

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+6.44%+10.69%+5.54%3.39%-3.55%
+6.18%+9.86%+4.29%3.39%-3.61%
+6.55%+11.06%+6.11%3.38%-3.52%

These classes hold the same portfolio, so the 1.83pp spread over 5 years is the cost difference between them — roughly 0.37pp a year — not a difference in what they own.

Cumulative return· May 2023 – Apr 2026

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-04-30

Avg coupon
4.69%
Avg maturity
13.52 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

16%
floating
Fixed rate82.9%
Floating rate15.7%
Zero-coupon or unclassified1.4%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y1.0%
1-3y2.6%
3-5y6.8%
5-10y24.4%
10y+65.1%
Flagged holdings
Defaulted: 0.41% · $19.69M · 24 positions
In arrears: 0.41% · $19.69M · 24 positions
Paid in kind: 0.00% · $0.11M · 1 positions

These three overlap — one holding can be in arrears and paying in kind at once — so they are shown separately and never summed.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying nearly as much.

Interest-rate duration
5.50 yr
approx. move per 100bp
Credit-spread duration
5.39 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -11.0%
of value
Interest rates51%
Credit spreads49%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+5.39
yrs total
Investment grade+5.15 yr
High yield+0.24 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate5.50 yr total
3 mo30 yr
3 mo0.05 yr1%
1 yr0.44 yr8%
5 yr2.08 yr38%
10 yr2.79 yr51%
30 yr0.15 yr3%
Credit spread5.39 yr total
3 mo30 yr
3 mo0.05 yr1%
1 yr0.44 yr8%
5 yr2.04 yr38%
10 yr2.71 yr50%
30 yr0.15 yr3%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.05+0.04+0.01$20.3k$2.6k
1 yr+0.44+0.41+0.02$201.8k$11.1k
5 yr+2.08+1.94+0.11$943.0k$52.7k
10 yr+2.79+2.63+0.08$1.28m$39.1k
30 yr+0.15+0.13+0.02$63.5k$9.1k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
PR COMWLTH PUBLIC IMPT SER A15.75% · due 2031-07-011.09%$53.26M
PR SALES TAX FING SALES TAX REV SER A10.00% · due 2033-07-010.72%$35.21M
PUERTO RICO SALES TAX RESTRUCT SER A-24.33% · due 2040-07-010.69%$33.48M
BLACK BELT ENERGY GAS DST SPLY REV4.00% floating · due 2051-06-010.69%$33.41M
MAIN STREET NAT GAS INC REV SER A4.00% floating · due 2052-07-010.66%$32.28M
SOUTHEAST ENERGY AUTH SER B-14.00% floating · due 2051-12-010.62%$30.15M
NY ST DORM PER INC TAX REV GRP 2 SER A5.00% · due 2043-03-150.56%$27.21M
CHICAGO IL MDWY ARPT REV SER C AMT5.00% · due 2031-01-010.55%$26.80M
CHANDLER AZ INDL CORP PROJ AMT SR 2022-25.00% floating · due 2052-09-010.52%$25.16M
NY ST DORM PER INC TAX REV REF SER B5.00% · due 2035-02-150.49%$23.78M
Showing 10 of 1,057Sign in to see more

Top 10 positions are 6.59% of net assets, top 25 12.88%, across 626 issuers.

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