Victory Income Fund

Victory Portfolios III · 4 share classes

Actively managed U.S. bond fund
One fund, 4 share classes:USAIXUIINXURIFXUINCX
$3.66B NAV
1,027 positions · as of 2026-04-30 · filed 2026-06-25

Fund classification

Classified from what the fund holds · as of 2026 Q2

Victory Income Fund is an actively managed U.S. bond fund.

Asset class
Bonds
Region
United States
Management
Actively managed
Fund type
Open-end fund
Credit quality
Investment grade
Rate sensitivity
Intermediate duration

Fund profile

As filed in the prospectus · 2025 Q3

The Victory Income Fund (the Fund) seeks maximum current income without undue risk to principal.

Strategy · summarised

The fund selects fixed-income securities for high yield relative to risk, holding U.S. government and agency debt, mortgage- and asset-backed securities, corporate bonds (up to 65% of assets), and may also hold income-producing equities and preferred securities. It invests primarily in investment-grade securities but may allocate up to 10% of net assets to below-investment-grade bonds, and up to 20% to foreign securities including emerging markets. Because the fund's returns depend on the manager's selection of individual securities across multiple asset classes and credit qualities, performance will diverge from any benchmark.

Expenses
0.43% 0.84%across 4 share classes
Share classGrossNet
USAIX0.59%0.59%
UIINX0.53%0.53%
URIFX0.52%0.43%
UINCX0.90%0.84%

Net is what a holder pays after the adviser's contractual waiver; gross is before it. A waiver can expire.

Portfolio turnover 21.00% · as of 2025 Q3

Allocation

Asset groups · long / short shown separately, never netted · 2026 Q2

100.00%
of net assets
Bonds71.27%
Securitized26.72%
Cash & short-term1.02%
Stocks0.91%
Loans0.07%

Sector allocation

The same holdings as Allocation above, grouped by market sector instead of asset type · as of 2026 Q2

100%
of net assets
Securitized26.7%
Government25.4%
Other14.1%
International7.5%
12 smaller26.3%

Government, Securitized and Cash are non-corporate buckets; International is foreign holdings we don’t sector-classify, and Other is the residual (held funds, unresolved names).

Latest quarter

What changed since the fund's previous filing

2026Q2 vs 2026Q1: 85 new42 exited

Largest new: SALESFORCE, INC., AMERICAN INTERNATIONAL GROUP, INC., AMGEN INC., LG ENERGY SOLUTION, LTD., SLG OFFICE TRUST, BANC OF CALIFORNIA, MAPLE PARENT HOLDINGS CORP., ERAC USA FINANCE LLC

Largest exited: United States of America ×5, NP SPE II LLC, Freddie Mac, T-MOBILE USA, INC.

Return profile

Chart:

Total return as filed — price change plus distributions reinvested · trailing figures to Apr 2026

Share class1-year3-year5-yearVolWorst fall
+4.58%+14.37%+4.56%3.23%-5.01%
+4.72%+14.66%+4.92%3.26%-4.98%
+4.73%+14.91%+5.34%3.22%-4.93%
+4.37%+13.56%+3.40%3.24%-5.15%
Cumulative return· May 2023 – Apr 2026

Debt profile

What this fund holds — value-weighted across its bond and securitized long positions · as of 2026-04-30

Avg coupon
4.19%
Avg maturity
11.99 yr
Coupon type

Share of the fund's debt by how its coupon behaves — the fact that decides whether a rate move reaches this portfolio at all.

5%
floating
Fixed rate95.4%
Floating rate4.6%
Maturity ladder

Share of the fund's debt value in each maturity band, shortest first.

<1y10y+
<1y2.1%
1-3y8.2%
3-5y18.4%
5-10y29.9%
10y+41.3%
Flagged holdings
Defaulted: none reported
In arrears: none reported
Paid in kind: none reported

Based on what filers reported; a filer that never reported a flag also reads as none.

Risk profile

Interest-rate and credit-spread sensitivity, both in years · as of 2026Q2

Most of this fund’s sensitivity is to interest rates, with credit spreads carrying about half as much.

Interest-rate duration
5.54 yr
approx. move per 100bp
Credit-spread duration
3.58 yr
approx. move per 100bp
If rates and spreads both rise 100bp

Where the loss would come from. The two shocks are the same size, so this is the balance of the fund's two sensitivities rather than a bet on one moving more.

≈ -9.0%
of value
Interest rates61%
Credit spreads39%

Filers report the impact of a 0.01% move only, so the total is our own scaling of that one number and overstates the loss on most bonds — read it as approximate, never as precise. The two sensitivities overlap rather than add up: they measure the same positions against different shocks, which is why the durations above are shown side by side and never summed.

Credit risk by quality

Share of the fund's spread duration carried by each credit tier.

+3.58
yrs total
Investment grade+3.39 yr
High yield+0.20 yr
Where the risk sits on the curve

Share of duration at each point, shortest first. A positive figure loses value when spreads widen; a negative one offsets — a credit hedge.

Interest rate5.54 yr total
3 mo30 yr
3 mo0.02 yr0%
1 yr0.50 yr9%
5 yr1.66 yr30%
10 yr2.32 yr42%
30 yr1.04 yr19%
Credit spread3.58 yr total
3 mo30 yr
3 mo0.02 yr1%
1 yr0.39 yr11%
5 yr1.25 yr35%
10 yr1.39 yr39%
30 yr0.54 yr15%

The two bands measure the same positions against different shocks and do not add — a Treasury carries rate duration and no spread duration, a floating-rate credit the reverse. Rate tenors are also summed across every currency the fund discloses.

Show the numbers
TenorRate yrsIG yrsHY yrsIG $/bpHY $/bp
3 mo+0.02+0.02+0.00$6.6k$851
1 yr+0.50+0.35+0.04$127.6k$14.0k
5 yr+1.66+1.16+0.09$426.4k$31.5k
10 yr+2.32+1.34+0.05$491.5k$17.0k
30 yr+1.04+0.51+0.02$187.7k$8.5k

Dollar change per 1bp of spread movement, as filed and sign-anchored. A blank cell was not filed; a zero was.

Holdings

By % of NAV · equity positions carry filed share counts · every resolvable issuer links to its company page

Issuer%NAVValue
United States of America3.88% · due 2033-08-151.44%$52.81M
United States of America2.25% · due 2041-05-151.38%$50.63M
United States of America4.13% · due 2030-08-311.10%$40.19M
United States of America2.50% · due 2045-02-151.04%$38.18M
United States of America4.00% · due 2034-02-151.02%$37.33M
United States of America4.25% · due 2034-11-150.95%$34.83M
United States of America3.88% · due 2034-08-150.93%$33.97M
United States of America3.88% · due 2029-09-300.82%$29.93M
United States of America4.25% · due 2035-05-150.81%$29.77M
United States of America2.25% · due 2046-08-150.76%$27.72M
Showing 10 of 1,027Sign in to see more

Top 10 positions are 10.25% of net assets, top 25 17.94%, across 561 issuers.

See more of this fund's book

More positions with filed share counts, and the quarter-over-quarter change list rather than the largest few — free with an account, no card required.

Sign in free