MONRO, INC.

Monro, Inc. (NASDAQ: MNRO) operates as a leading provider of automotive maintenance and repair services across the United States. The company maintains its corporate presence at www.monro.com and serves customers through a network of company-operated service centers and franchised locations.

The company operates through two primary business segments: company-operated stores and franchised locations. Monro's service offerings encompass a comprehensive range of automotive maintenance and repair services, including tire sales and installation, oil changes, brake service, batteries, suspension work, and general automotive maintenance and repairs. The company serves both individual consumers and commercial fleet customers seeking reliable automotive service solutions.

Monro operates hundreds of service locations across multiple states, positioning itself as a regional and growing national provider in the automotive services industry. The company's operational footprint includes both directly operated facilities and franchised locations, allowing for geographic expansion and market penetration across diverse regions. The franchise model provides additional revenue streams while maintaining brand consistency and service quality standards.

The company's business model centers on providing convenient, high-quality automotive maintenance and repair services at competitive prices. Monro differentiates itself through a combination of service expertise, customer convenience, competitive pricing, and operational efficiency. The company benefits from recurring revenue patterns inherent in automotive maintenance, as vehicle owners require regular servicing regardless of economic conditions.

Monro has established itself through organic growth and strategic acquisitions that have expanded its service capabilities and geographic reach. The company's durable competitive advantages include its established brand recognition in key markets, experienced workforce, operational infrastructure, and customer loyalty built through consistent service delivery. The automotive services industry provides Monro with stable, recurring revenue opportunities driven by the ongoing maintenance needs of the vehicle population.

The company's credit facility, as evidenced by this Amendment No. 6 to its Amended and Restated Credit Agreement dated May 21, 2026, reflects Monro's access to capital markets and banking relationships supporting its operational and growth initiatives. The senior secured revolving credit facility provides financial flexibility for working capital, acquisitions, and general corporate purposes.