AMERICAN COASTAL INSURANCE Corp
American Coastal Insurance Corporation (Nasdaq: ACIC) is a holding company primarily engaged in commercial property and casualty insurance through its wholly owned subsidiary, American Coastal Insurance Company. It provides commercial multi-peril property coverage for condominium associations, apartments and assisted… From the company’s description.
Over the twelve months to Sep 30, 2026, AMERICAN COASTAL INSURANCE Corp reported revenue of $310.90M, down 5.3% from a year earlier, and net income of $87.11M. Its operating margin was 37.7%, and operations generated $69.57M in cash. In fiscal 2025, it reported revenue of $335.44M, up 13.1% from fiscal 2024, and net income of $106.84M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What AMERICAN COASTAL INSURANCE Corp does
In the company’s own words
American Coastal Insurance Corporation (Nasdaq: ACIC) is a holding company primarily engaged in commercial property and casualty insurance through its wholly owned subsidiary, American Coastal Insurance Company. It provides commercial multi-peril property coverage for condominium associations, apartments and assisted living facilities in Florida, insuring buildings and property against covered causes of loss including fire, wind, hail, water, theft and vandalism. It also earns commissions on equipment breakdown, identity theft and flood policies while ceding the associated insurance risk to other companies. Condominium policies are distributed through AmRisc, while apartment and assisted living policies are marketed by affiliated managing general agency Skyway Underwriters through wholesale partners. The company operates as one reportable segment. Its business is focused on Florida, where all its policies in force were written at year-end 2025; it had 68 employees as of December 31, 2025. The company acquired AmCo Holding Company and its subsidiaries, including American Coastal Insurance Company, in 2017, and sold Interboro Insurance Company in 2025. Its website is www.amcoastal.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Property & Casualty Insurance
- Headquarters
- SAINT PETERSBURG, FL
- Fiscal year end
- December
- CIK
- 1401521
- SIC
- 6331
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns AMERICAN COASTAL INSURANCE Corp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · AMERICAN COASTAL INSURANCE Corp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
AMERICAN COASTAL INSURANCE Corp’s bonds, as funds hold them
Funds report holding 1 issues of AMERICAN COASTAL INSURANCE Corp’s debt, $105.22M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.25%, maturing 2027 to 2027.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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