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Companies / Consumer Discretionary / America’s Car-Mart, Inc.
CRMT

America’s Car-Mart, Inc.

Ticker CRMTROGERS, ARFiscal year ends AprilBook value per share $45.19Diluted shares 8.3M

America’s Car-Mart, Inc. (Nasdaq: CRMT) sells used vehicles and provides financing through its integrated auto sales and finance business, primarily serving customers with limited financial resources, limited credit histories or past credit problems. It focuses on older-model vehicles that provide basic transportation… From the company’s description.

Over the twelve months to Jul 31, 2026, America’s Car-Mart, Inc. reported revenue of $1.09B, down 21.6% from a year earlier, and a net loss of $202.35M. Its operating margin was −8.1%, and operations generated $150.95M in cash. In fiscal 2025, it reported revenue of $1.28B, down 7.9% from fiscal 2024, and a net loss of $139.11M.

Fiscal year 2025 · ends 04-30Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-07-31
Sales & profitability
$1.28BFY2025
−7.9% year over year
Last 12 mo $1.09B
-2.26%FY2025
−9 percentage points
Last 12 mo -8.11%
$-139.11MFY2025
−875.8% year over year
Last 12 mo $-202.35M
-29.46%FY2025
−32.6 percentage points
Last 12 mo -53.76%
Cash & financing
$64.96MFY2025
+233.2% year over year
Last 12 mo $150.95M
$63.15MFY2025
+219.9% year over year
Last 12 mo $149.50M
1.62FY2025
Was 1.36× a year earlier
Last 12 mo 1.66
8.3MFY2025
+7.9% year over year
Last 12 mo 8.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What America’s Car-Mart, Inc. does

In the company’s own words

America’s Car-Mart, Inc. (Nasdaq: CRMT) sells used vehicles and provides financing through its integrated auto sales and finance business, primarily serving customers with limited financial resources, limited credit histories or past credit problems. It focuses on older-model vehicles that provide basic transportation and finances substantially all purchases made at its dealerships; it also offers optional service contracts and an accident protection plan to financed customers. Its single reportable segment is Integrated Auto Sales and Finance, combining vehicle retailing with the origination, servicing and collection of installment contracts. Dealerships handle sales, credit decisions and customer account servicing within standardized corporate policies, with additional centralized collections and operational support. The company operates mainly in smaller communities across the South-Central United States and had 94 dealerships at April 30, 2026, after closing 60 locations during the fiscal year. Revenue was $1.1 billion in fiscal 2026, and the company employed approximately 1,500 full-time associates at year-end. Its website is www.car-mart.com.

Company details
Sector
Consumer Discretionary
Industry (SIC)
Retail
Headquarters
ROGERS, AR
Fiscal year end
April
CIK
799850
SIC
5500

Financial performance, year by year

Fiscal 2011–2025 · USD
$-363.14M$119.22M$601.57M$1.08B$1.57B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns America’s Car-Mart, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

71
funds hold it
0 of 35
superinvestors hold it
$11.62M
held by funds, at market
16.8%
of shares held by funds

Largest fund holders · America’s Car-Mart, Inc.’s weight in each

Columbia Small Cap Value Discovery Fund
CSMIX · COLUMBIA FUNDS SERIES TRUST I
—of fund net assets
Schwab Fundamental U.S. Small Company ETF
FNDA · SCHWAB STRATEGIC TRUST
—of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do America’s Car-Mart, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of America’s Car-Mart, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in America’s Car-Mart, Inc.'s last four quarterly filings that the numbers alone won't show?”
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