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Companies / Financials / AmeriServ Financial, Inc.
ASRV

AmeriServ Financial, Inc.

FinancialsCommercial Banks
Ticker ASRVJOHNSTOWN, PAFiscal year ends DecemberBook value per share $7.26Diluted shares 16.9M

AmeriServ Financial, Inc. (Nasdaq: ASRV) is a bank holding company whose principal subsidiary, AmeriServ Financial Bank, provides retail and commercial banking, lending, deposit, and related financial services to individuals, businesses, and governmental customers. The bank serves customers through 16 branches in… From the company’s description.

Over the twelve months to Jun 30, 2026, AmeriServ Financial, Inc. reported revenue of $61.41M, up 10.4% from a year earlier, and net income of $8.52M. Its pre-tax margin was 16.9%. In fiscal 2025, it reported revenue of $59.25M, up 9.7% from fiscal 2024, and net income of $5.61M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$59.25MFY2025
+9.7% year over year
Last 12 mo $61.41M
11.47%FY2025
+3.3 percentage points
Last 12 mo 16.91%
$5.61MFY2025
+55.8% year over year
Last 12 mo $8.52M
4.70%FY2025
+1.3 percentage points
Last 12 mo 6.92%
Cash & financing
$3.19MFY2025
+18.6% year over year
Last 12 mo $1.89M
$2.06MFY2025
+111.4% year over year
Last 12 mo $0.04M
11.08FY2025
Was 12.13× a year earlier
Last 12 mo 10.78
16.5MFY2025
−1.6% year over year
Last 12 mo 16.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What AmeriServ Financial, Inc. does

In the company’s own words

AmeriServ Financial, Inc. (Nasdaq: ASRV) is a bank holding company whose principal subsidiary, AmeriServ Financial Bank, provides retail and commercial banking, lending, deposit, and related financial services to individuals, businesses, and governmental customers. The bank serves customers through 16 branches in Pennsylvania and Maryland, with additional loan production offices in Pennsylvania. Its AmeriServ Wealth and Capital Management division offers personal and institutional trust services, investment management, financial products, and union collective investment funds; it administered approximately $2.7 billion in off-balance-sheet assets at December 31, 2025. The company also owns AmeriServ Wealth Advisors, an investment advisory subsidiary. AmeriServ operates as one banking business, combining banking, bank-related, trust, and wealth management services. At December 31, 2025, it reported approximately $1.5 billion in consolidated assets and $1.2 billion in deposits, and employed 311 people. Its website is http://www.ameriserv.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
JOHNSTOWN, PA
Fiscal year end
December
CIK
707605
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-9.82M$9.60M$29.03M$48.46M$67.88M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns AmeriServ Financial, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

32
funds hold it
0 of 35
superinvestors hold it
$8.17M
held by funds, at market
12.3%
of shares held by funds

Largest fund holders · AmeriServ Financial, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets
U.S. SMALL CAP PORTFOLIO
DFSTX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
U.S. Targeted Value Portfolio
DFFVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do AmeriServ Financial, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of AmeriServ Financial, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in AmeriServ Financial, Inc.'s last four quarterly filings that the numbers alone won't show?”
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