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Companies / Financials / AMERISERV FINANCIAL INC
ASRV

AMERISERV FINANCIAL INC

FinancialsCommercial Banks
Ticker ASRVJOHNSTOWN, PAFiscal year ends DecemberBook value per share $7.26Diluted shares 16.9M

AmeriServ Financial, Inc. (NASDAQ: ASRV) operates as a bank holding company providing comprehensive financial services through its wholly owned subsidiary, AmeriServ Financial Bank. The company maintains its principal operations through 16 branch locations across Pennsylvania and Maryland, with additional loan… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$59.25M
+9.7% year over year
Last 12 mo $61.41M
11.47%
+3.3 percentage points
$5.61M
+55.8% year over year
Last 12 mo $8.52M
4.70%
+1.3 percentage points
Last 12 mo 6.92%
Cash & financing
$3.19M
+18.6% year over year
Last 12 mo $1.89M
$2.06M
+111.4% year over year
Last 12 mo $1.89M
11.08
Was 12.13× a year earlier
Last 12 mo 0.53
16.5M
−1.6% year over year
Last 12 mo 16.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What AMERISERV FINANCIAL INC does

In the company’s own words

AmeriServ Financial, Inc. (NASDAQ: ASRV) operates as a bank holding company providing comprehensive financial services through its wholly owned subsidiary, AmeriServ Financial Bank. The company maintains its principal operations through 16 branch locations across Pennsylvania and Maryland, with additional loan production offices in Altoona and Wilkins Township, Pennsylvania. The company's website is located at http://www.ameriserv.com.

The Bank offers a full range of retail and commercial banking services, including demand deposits, savings accounts, time deposits, checking accounts, money market accounts, and both secured and unsecured consumer loans. Commercial services encompass commercial real estate mortgage loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, and real estate construction loans. The company operates 17 automated teller machines linked to regional and national ATM networks to support its 24-hour banking capabilities.

A significant component of AmeriServ's business involves wealth management through its AmeriServ Wealth Advisors division, a SEC-registered investment advisor that administers approximately $2.7 billion in assets. This division provides personal trust products, estate planning and administration, custodial services, and institutional trust services including 401(k) plans and employee benefit plans. The company also manages the ERECT Funds, union collective investment funds designed to finance construction projects utilizing union labor.

As of December 31, 2025, the company reported consolidated total assets of $1.5 billion, deposits of $1.2 billion, and shareholders' equity of $119.3 million. The company employed 311 people across its operations, with approximately 139 non-supervisory employees represented by the United Steelworkers AFL-CIO-CLC under a collective bargaining agreement. The company maintains a stable core deposit base composed of traditional commercial bank products and serves customers primarily within a 250-mile radius of its Johnstown, Pennsylvania headquarters, though it also operates in the State College and Hagerstown markets. The company is subject to supervision by the Federal Reserve Bank of Philadelphia and the Pennsylvania Department of Banking and Securities.

Company details
Sector
Financials
Industry
Commercial Banks
Headquarters
JOHNSTOWN, PA
Fiscal year end
December
CIK
707605
SIC
6021

Financial performance, year by year

Fiscal 2013–2025 · USD
$-9.82M$9.60M$29.03M$48.46M$67.88M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns AMERISERV FINANCIAL INC — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

32
funds hold it
0 of 35
superinvestors hold it
$8.17M
held by funds, at market
12.3%
of shares held by funds

Largest fund holders · AMERISERV FINANCIAL INC’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
0.01%of fund net assets
U.S. SMALL CAP PORTFOLIO
DFSTX · DFA INVESTMENT DIMENSIONS GROUP INC
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
U.S. Targeted Value Portfolio
DFFVX · DFA INVESTMENT DIMENSIONS GROUP INC
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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