Arrow Financial Corporation
Arrow Financial Corporation (Nasdaq: AROW) is a bank holding company whose business centers on owning and overseeing Arrow Bank National Association, a community bank serving consumers and small and midsized businesses in upstate New York. Arrow Bank offers commercial and consumer banking, including commercial and… From the company’s description.
Over the twelve months to Jun 30, 2026, Arrow Financial Corporation reported revenue of $175.20M, up 16.9% from a year earlier, and net income of $51.28M. Its pre-tax margin was 36.9%. In fiscal 2025, it reported revenue of $165.60M, up 18.4% from fiscal 2024, and net income of $43.95M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Arrow Financial Corporation does
In the company’s own words
Arrow Financial Corporation (Nasdaq: AROW) is a bank holding company whose business centers on owning and overseeing Arrow Bank National Association, a community bank serving consumers and small and midsized businesses in upstate New York. Arrow Bank offers commercial and consumer banking, including commercial and industrial loans, residential and commercial mortgages, auto and other installment loans, home equity financing, and deposit accounts. Its trust operations provide retirement planning, trust and estate administration for individuals, and pension and employee benefit plan administration for corporations; subsidiaries also provide insurance services and investment advice. Arrow operates as one banking subsidiary, alongside an insurance agency, registered investment adviser and real estate investment trust. At December 31, 2025, Arrow Bank had $4.42 billion in assets, 38 branches and 578 full-time equivalent employees. Effective December 31, 2024, Arrow unified its former Glens Falls National Bank and Saratoga National Bank subsidiaries into Arrow Bank. Its website is www.arrowfinancial.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- GLENS FALLS, NY
- Fiscal year end
- December
- CIK
- 717538
- SIC
- 6021
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Arrow Financial Corporation — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Arrow Financial Corporation’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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