Bancorp, Inc.
The Bancorp, Inc. (NASDAQ: TBBK) operates as a Delaware financial holding company with its primary subsidiary, The Bancorp Bank, National Association, a federally chartered commercial bank headquartered in Sioux Falls, South Dakota. The company's website is www.thebancorp.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Bancorp, Inc. does
In the company’s own words
The Bancorp, Inc. (NASDAQ: TBBK) operates as a Delaware financial holding company with its primary subsidiary, The Bancorp Bank, National Association, a federally chartered commercial bank headquartered in Sioux Falls, South Dakota. The company's website is www.thebancorp.com.
The Bancorp pursues a distinctive fintech-focused business strategy organized around two primary divisions: Fintech Solutions and Credit Solutions. The Fintech Solutions segment partners with fintech companies and technology-focused payment providers to deliver payment, deposit, and sponsored lending products. This division generates substantial non-interest income through program sponsorship of debit, credit, and prepaid cards; payment processing services including ACH and real-time payment solutions; and sponsored lending products. As of December 31, 2025, fintech solutions sourced 91 percent of total deposits, with prepaid and debit card gross dollar volume reaching $178.21 billion. Fintech fee income totaled $141.1 million for 2025.
The Credit Solutions segment offers specialty lending products across multiple markets: real estate bridge lending representing 31 percent of the loan portfolio, institutional banking including securities-backed lines of credit representing 27 percent, small business lending at 14 percent, and direct lease financing at 9 percent. Fintech loans comprise an additional 15 percent of the portfolio following significant growth since late 2024.
The company maintains a total loan portfolio of approximately $7.3 billion and manages deposits primarily sourced from fintech partnerships, which provide stable, lower-cost funding deployed into specialty lending activities. The Bancorp deliberately maintains assets below $10 billion to preserve regulatory benefits under the Durbin Amendment and maintain operational flexibility.
As of December 31, 2025, the company employed 733 full-time employees. The organization emphasizes infrastructure investment, automation, and artificial intelligence tools to enhance operational efficiency and support continued growth. The Bancorp competes with banking-as-a-service providers, traditional banks, and specialized lenders across its various business segments, differentiating itself through partner relationships, product scope, regulatory compliance capabilities, and platform reliability.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- WILMINGTON, DE
- Fiscal year end
- December
- CIK
- 1295401
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Bancorp, Inc.’s bonds, as funds hold them
Funds report holding 1 issues of Bancorp, Inc.’s debt, $30.66M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 7.38%, maturing 2030 to 2030.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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