Bank of the James Financial Group, Inc.
Bank of the James Financial Group, Inc. (Nasdaq: BOTJ) is a bank holding company whose principal activities are retail and commercial banking through Bank of the James, mortgage brokerage through Bank of the James Mortgage, and investment advisory services through Pettyjohn, Wood & White, Inc. The Bank serves… From the company’s description.
Over the twelve months to Jun 30, 2026, Bank of the James Financial Group, Inc. reported revenue of $51.76M, up 12.1% from a year earlier, and net income of $11.49M. Its pre-tax margin was 27.5%. In fiscal 2025, it reported revenue of $48.66M, up 9.7% from fiscal 2024, and net income of $9.02M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Bank of the James Financial Group, Inc. does
In the company’s own words
Bank of the James Financial Group, Inc. (Nasdaq: BOTJ) is a bank holding company whose principal activities are retail and commercial banking through Bank of the James, mortgage brokerage through Bank of the James Mortgage, and investment advisory services through Pettyjohn, Wood & White, Inc. The Bank serves individuals, businesses, organizations and governmental authorities, with deposits, commercial and consumer lending, real estate financing, treasury management and digital banking services. Its mortgage division originates conforming and non-conforming home loans, while PWW provides investment advisory services. The company also offers securities brokerage and insurance and annuity products. It operates primarily in Virginia, with Region 2000 as its principal market, and serves customers through 19 full-service offices, two limited-service offices and two residential mortgage loan production offices. Bank of the James began banking operations in 1999; the holding company was formed in 2003, and it acquired PWW in 2021. The company had approximately 175 employees as of March 25, 2026. Its website is www.bankofthejames.bank.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- LYNCHBURG, VA
- Fiscal year end
- December
- CIK
- 1275101
- SIC
- 6022
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Bank of the James Financial Group, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Bank of the James Financial Group, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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